Business

How High Net Worth Entrepreneurs Protect Their Business and Personal Wealth

Published

5 years ago

July 3, 2020

They say your health is your wealth and that proves to be very true but your wealth is your wealth also, and as a high-earning small business owner, you need to do everything you can to protect it. According to a recent report, it was revealed that small business owners have a lot of their business’ net worth connected to their business… In doing that, it’s detrimental that you take every necessary step to protect your business and your personal wealth but according to the report, there aren’t too many business owners taking those necessary steps to protect either.

As a small business owner, the very first step you can take in protecting your business is, at least, investing in business insurance for protection against potential business threats… this is especially important if you’re in the business of providing a service or giving advice. If so, you’re going to need a business insurance policy that protects against negligence as well as any other potential damages. Obtaining business insurance is the first and foremost part of protecting your business.

Just look at 24-year-old millionaire entrepreneur Abdelkader Bachr… He shares advice on how to become a top digital marketer, but do you think he’s sharing his knowledge without being protected by an air-tight business insurance policy? Absolutely not. You can best believe he’s done everything in his power to protect all of his wealth and assets.

There are, of course, other ways to protect your business and personal wealth but running a business is very tedious and time-consuming, which could mean that you simply forgot to call that lawyer back… you’re not intentionally neglecting your wealth but as you notice your business starting to quickly grow, that should be a huge sign for you to “up the ante” on making sure your business and personal wealth are protected.

Do you know how many small businesses have been victims of fraud? Millions. According to the FTC, over 1.4 million fraud reports were collected last year and in 2018, of all the small businesses that reported fraud, they lost $1.48 billion.

The fact that you’re a high-earning small business owner means that the last thing you need or want to be worrying about is fraud and how thieves can get you for all you’ve got… the only thing you need to be worrying about is how to make your vacation as luxurious as possible!

In knowing those stats, doesn’t that make you want to go back and take a more detailed glance at how well you’re protecting your business and personal wealth? If you need a few pointers on how to give yourself some peace of mind over the protection of your business and personal wealth, take a look at some of these actionable moves.

Establish Business Credit

For so long all you hear is how credit is bad and it just puts people in more and more debt… that may be partially true but even in that statement, it’s all about how you use credit. If you’re an irresponsible borrower, then yes, it will only drown you further and further into debt. But from a business perspective, credit can be one of the best things you can do for your business.

Because we’ve been told for so many years to “use cash if you have it” without realizing the beauty in credit. Not utilizing business credit cards and loans to grow your business are one of the biggest mistakes a small business owner can do, actually. And you don’t want to just use it in the beginning stages either… you want to use all throughout the growth and expansion of your business.

There are so many small business owners who are going into debt personally from using personal assets and being reliant on their own personal credit health to support their business. By establishing business credit, it’s going to safely separate your personal credit history from your business credit history, and that’s what’s going to keep your personal assets safe… you want to always keep personal and business transactions separate as much as possible.

Look at Outside Investment Opportunities

As a small business owner, your business is your baby (so to say) and you’ve invested a sizable amount of money into it and plan on continuing to invest in it… Well, that’s perfectly fine but have you ever considered investing outside of your business?

Think of it like this… if you told your financial advisor that you wanted to invest all of your assets into a single stock, they would highly advise you not to do that because you’d be putting your entire personal wealth at risk of being lost. By only investing in your business, you’re doing the same exact thing to your personal wealth as well.

To keep your personal wealth safe, you first want to get with a financial advisor to discuss the investment options you have and which ones would be a better fit for you. Things like stocks, real estate, and structured notes are all great investment opportunities. To take your protection even further, you can invest a sizable percentage into disability and life insurance to protect your family from any type of financial hardships in the event that you’re not able to work for an unplanned extended amount of time.

Ensure Financial Security With a Buy-Sell Agreement

This is the part of business that most business owners don’t want to think about. It’s actually one of the most important protection plans you can have for your business, your family, and yourself. In the event that you die or become permanently disabled, have you thought of who will run the business next and where the money will go?

You may not have thought that far ahead but a buy-sell agreement is something that’s better to go on and get set up while you’re able to do it. This type of agreement will not only provide protection to your business and personal wealth but it will also give you peace of mind in knowing that your business and family will be financially taken care of in your incapacitation or death.

Business

13 Reasons Investors Are Watching Phoenix Energy’s Expansion in the Williston Basin

Published

1 day ago

April 23, 2025

Matthew Wiles

As energy security becomes a growing priority in the United States, companies focused on domestic oil production are gaining attention from investors. One such company is Phoenix Energy, an independent oil and gas company operating in the Williston Basin, a prolific oil-producing region spanning North Dakota and Montana.

Phoenix Energy has established itself as a key player in this sector, expanding its footprint while offering structured investment opportunities to accredited investors. Through Regulation D 506(c) corporate bonds, the company provides investment options with annual interest rates ranging from 9% to 13%.

Here are 13 reasons why Phoenix Energy is attracting investor interest in 2025:

1. U.S. energy production remains a strategic priority

The global energy landscape is evolving, with a renewed focus on domestic oil and gas production to enhance economic stability and reduce reliance on foreign energy sources. The Williston Basin, home to the Bakken and Three Forks formations, continues to play a critical role in meeting these demands. Phoenix Energy has established an operational footprint in the basin, where it is actively investing in development and production.

2. Investment opportunities with fixed annual interest rates

Phoenix Energy bonds offer accredited investors annual interest rates between 9% and 13% through Regulation D 506(c). These bonds help fund the company’s expansion in the Williston Basin, where it acquires and develops oil and gas assets.

3. Record-breaking drilling speeds in the Williston Basin

Phoenix Energy has made significant strides in drilling efficiency, ranking among the fastest drillers in the Bakken Formation as of late 2024. By reducing drilling times, the company aims to optimize operations and improve overall production performance.

4. Expansion of operational footprint

Since becoming an operator in September 2023, Phoenix Energy has grown rapidly. As of March 2025, the company has 53 wells drilled and 96 wells planned over the next 12 months.

5. Surpassing production expectations

Phoenix Energy’s oil production has steadily increased. By mid-2024, its cumulative production had exceeded 1.57 million barrels, outpacing its total output for 2023. The company projected an exit rate of nearly 20,000 barrels of oil equivalent per day by the end of March 2025.

6. High-net-worth investor offerings

For investors seeking alternative investments with higher-yield opportunities, Phoenix Energy offers the Adamantium bonds through Reg D 506(c), which provides corporate bonds with annual interest rates between 13% and 16%, with investment terms ranging from 5 to 11 years, and a minimum investment of $2 million.

7. Experienced team with industry-specific expertise

Phoenix Energy’s leadership and technical teams include professionals with decades of oil and gas experience, including backgrounds in drilling engineering, land acquisition, and reservoir analysis. This level of in-house expertise supports the company’s ability to evaluate acreage, manage operations, and execute its long-term development plans in the Williston Basin.

8. Focus on investor communication and understanding

Phoenix Energy prioritizes clear investor communication. The company hosts webinars and provides access to licensed professionals who walk investors through the business model and operations in the oil and gas sector. These efforts aim to help investors better understand how Phoenix Energy deploys capital across mineral acquisitions and operated wells.

9. Managing market risk through strategic planning

The energy sector is cyclical, and Phoenix Energy takes a structured approach to risk management. The company employs hedging strategies and asset-backed financing to help mitigate potential fluctuations in the oil market.

10. Commitment to compliance

Phoenix Energy conducts its bond offerings under the SEC’s Regulation D Rule 506(c) exemption. These offerings are made available exclusively to accredited investors and are facilitated through a registered broker-dealer to support adherence to federal securities laws. Investors can review applicable offering filings on the SEC’s EDGAR database.

11. Recognition for business practices

As of April 2025, Phoenix Energy maintains an A+ rating with the Better Business Bureau (BBB) and is a BBB-accredited business. The company has also earned strong ratings on investor review platforms such as Trustpilot and Google Reviews, where investors often highlight clear communication and transparency.

12. A family-founded business with a long-term vision

Led by CEO Adam Ferrari, Phoenix Energy operates as a family-founded business with a focus on long-term investment strategies. The company’s leadership emphasizes responsible growth and sustainable development in the Williston Basin.

13. Positioned for long-term growth in the oil sector

With U.S. energy demand projected to remain strong, Phoenix Energy is strategically positioned for continued expansion. The company’s focus on efficient drilling, financial discipline, and structured investment offerings aligns with its goal of building a resilient and growth-oriented business.

Final thoughts

For investors looking to gain exposure to the U.S. oil and gas sector, Phoenix Energy presents an opportunity to participate in a structured alternative investment backed by the company’s operational expansion in the Williston Basin.

Accredited investors interested in learning more can attend one of Phoenix Energy’s investor webinars, which are hosted daily throughout the week. These sessions provide insights into market trends, risk management strategies, and investment opportunities.

For more information, visit the Phoenix Energy website.

Phoenix Capital Group Holdings, LLC is now Phoenix Energy One, LLC, doing business as Phoenix Energy. The testimonials on review sites may not be representative of other investors not listed on the sites. The testimonials are no guarantee of future performance or success of the Company or a return on investment. Alternative investments are speculative, illiquid, and you may lose some or all of your investment. Securities are offered by Dalmore Group member FINRA/SIPC. Dalmore Group and Phoenix Energy are not affiliated. See full disclosures.

This article contains forward-looking statements based on our current expectations, assumptions, and beliefs about future events and market conditions. These statements, identifiable by terms such as “anticipate,” “believe,” “intend,” “may,” “expect,” “plan,” “should,” and similar expressions, involve risks and uncertainties that could cause actual results to differ materially. Factors that may impact these outcomes include changes in market conditions, regulatory developments, operational performance, and other risks described in our filings with the U.S. Securities and Exchange Commission. Forward-looking statements are not guarantees of future performance, and Phoenix Energy undertakes no obligation to update them except as required by law.