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How to Avoid a Financial Fiasco After a Car Crash

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A car crash can turn your world upside down in many ways. Hopefully, you’re safe, and everyone involved is okay, but there’s so much that could go wrong after a crash. Many problems involve money. The following guideline will help prevent you from falling off a financial cliff after this event.

Getting to Work Carless

If you get in an accident and can still work, but your car is out of commission, you’re going to have to figure out how to get to work. The moment you start letting this interfere with work is the moment you’ll fall off that financial cliff, and you don’t want that. You may have to deal with a lot of expenses after an accident. This is especially true if you aren’t fully covered, which can happen. Many folks don’t have full coverage and get the short end of the stick when they get into trouble. Public transportation will be more affordable than ride-hailing services, or you can talk to a coworker to see if someone is willing to give you a ride in exchange for gas or something like that.

Second Streams of Income

Consider creating another stream of income. If you can’t work because of an injury or another reason that makes it hard to work, you need an alternative solution. Some folks mistakenly think they don’t have to worry about money because the insurance will cover their expenses. Many people wonder how long does an auto insurance claim take, and the answer is it could take a long time. It could take months, maybe even years for you to see that money. Bills won’t stop coming in. They won’t wait for you to get the money owed to you. Consider doing things like renting out your backhouse or a room in your home. You could even rent out your garage. There are many ways to make some cash.

Working With a Lawyer

You’ll want to consider working with a lawyer to make sure this goes as smoothly as possible. A lawyer who focuses on car accidents and insurance claims is going to make things easier for you. They’ll deal with the paperwork, and the loops that insurance companies may put you through that make it seem like they don’t want to give you anything. A lawyer can ensure you aren’t tricked and get your money as soon as possible. Granted, it probably won’t be overnight, but you’ll probably wait less time than if you do this on your own. Make sure you interview a few lawyers and read several reviews before you decide who to work with.

Sticking to Doctor’s Recommendations

One of the worst things you could do is avoid doing what your doctor tells you. Getting everything owed to you depends greatly on your ability to listen to everything your doctor says. If you make a mistake, insurance companies may try to deny your claim. You might be surprised by what these people are willing to do so that they don’t have to pay you. In essence, they might argue that it’s your fault that you’re dealing with health care issues. If you make a mistake with your health, you could also hurt yourself.

Preparing for the Worst

Savings are vital right now, so make sure you start working on that. You don’t know how long things will take, and you don’t know what kind of emergencies might spring up on you at this time. What’s worse is that you could end up getting a lot less by the time everything is said and done. If that’s the case, you’ll need more cash than you anticipated. It’s time to budget and work on building a big savings fund to help you out should things get a little challenging later on.

These are some things you should keep in mind after a car crash. If you can stay financially afloat, then you’ll feel a lot better about your situation.

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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World

Seven Factors That Can Get Your DUI Dismissed

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It’s never a good idea to drive under the influence of drugs or alcohol. Everybody knows that. But you’ll still find people drinking and driving on a daily basis. This results in accidents, damage to property, and even gets people charged with a DUI. 

Unfortunately, some of these DUIs are unwarranted. Sometimes, it may only be a false positive on a breathalyzer test. If you happen to be falsely accused, a good defense attorney can help you get your DUI dismissed in court.

How to Get Your DUI Dismissed

No one wants a DUI conviction to be associated with their name, right? So you rake your mind trying to find ways to get out of it. But how can you go about this? This article explains numerous methods your attorney may use to get your DWI dismissed in court.

1. Blood Tests Or Breathalyzer Test Issues

There are no flawless tests, and when you have a DUI charge based only on a breathalyzer test, your DUI defense will usually be successful. For most policemen, if a breathalyzer confirms that you are under the influence, they will bring you to a precinct to get a blood sample drawn. If the blood tests are taken within three hours of the claimed incident, they are likely legitimate from a legal point of view.

Moreover, analysis of the sample by approved professionals is required. Otherwise, the evidence may be deemed unreliable and inadmissable.

2. Improper Grounds to Stop Your Vehicle

If the police have a reasonable suspicion that you’ve committed a traffic infraction, such as speeding or running a red light, they can stop you. In addition, if you’re driving recklessly and weaving in and out of traffic lanes, the DMV may suspend your license.

However, police have no jurisdiction to stop you if you follow the laws and drive with the traffic flow.

3. You Were Not Driving

In cases when the prosecution disputes that you were driving while intoxicated, police officers find it difficult to convince the jury. Even when they have substantial proof that you were drunk, there may be insufficient evidence to get a conviction.

4. Unlawful Acts of Search and Seizure

Without reasonable cause or until they acquire a warrant, police cannot inspect your car for evidence of liquor bottles or proof of drinking. Without a warrant, most officers cannot examine vehicles during a DUI arrest. So, whether there was probable cause to search the car becomes crucial. The Fourth Amendment’s privacy protections are violated when illegal searches and seizures occur.

5. You Didn’t Know the Drug Was in Your System

Even if you were not under the influence of drugs, someone might have drugged your food or drink and rendered you incapacitated while driving. You should not be convicted of driving under the influence as long as you can provide evidence to support this.

6. Inaccurate Field Sobriety Tests

Even the most reliable field sobriety tests cannot indicate whether a person is impaired by alcohol or drugs. Besides, there are only three tests with actual data to support their reliability. They only have the potential to detect impairment with a measly 65 to 77 percent chance of accuracy.

Poor results on field sobriety tests might also be attributed to innocent factors. This may include but is not limited to the following: intimidation, inadequate lighting, terrible weather conditions, unlevel surfaces, incorrect footwear, and more.

7. Entrapment

Your DUI charge can be dropped if you were entrapped. When you are coerced into something unlawful by an officer and arrested for it, it is known as entrapment. For example, if you are sleeping in your car while drunk and they force you to relocate the vehicle to leave a parking lot. However, before you can be released, you are arrested for driving under the influence.

Get Legal Help to Get Your DUI Dismissed

Warrantless arrests for DUI can lead to jail time, higher insurance rates, probable license suspension, and so on. Having a lawyer on your side may result in the charges being dropped instead.

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