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How to Avoid a Financial Fiasco After a Car Crash

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A car crash can turn your world upside down in many ways. Hopefully, you’re safe, and everyone involved is okay, but there’s so much that could go wrong after a crash. Many problems involve money. The following guideline will help prevent you from falling off a financial cliff after this event.

Getting to Work Carless

If you get in an accident and can still work, but your car is out of commission, you’re going to have to figure out how to get to work. The moment you start letting this interfere with work is the moment you’ll fall off that financial cliff, and you don’t want that. You may have to deal with a lot of expenses after an accident. This is especially true if you aren’t fully covered, which can happen. Many folks don’t have full coverage and get the short end of the stick when they get into trouble. Public transportation will be more affordable than ride-hailing services, or you can talk to a coworker to see if someone is willing to give you a ride in exchange for gas or something like that.

Second Streams of Income

Consider creating another stream of income. If you can’t work because of an injury or another reason that makes it hard to work, you need an alternative solution. Some folks mistakenly think they don’t have to worry about money because the insurance will cover their expenses. Many people wonder how long does an auto insurance claim take, and the answer is it could take a long time. It could take months, maybe even years for you to see that money. Bills won’t stop coming in. They won’t wait for you to get the money owed to you. Consider doing things like renting out your backhouse or a room in your home. You could even rent out your garage. There are many ways to make some cash.

Working With a Lawyer

You’ll want to consider working with a lawyer to make sure this goes as smoothly as possible. A lawyer who focuses on car accidents and insurance claims is going to make things easier for you. They’ll deal with the paperwork, and the loops that insurance companies may put you through that make it seem like they don’t want to give you anything. A lawyer can ensure you aren’t tricked and get your money as soon as possible. Granted, it probably won’t be overnight, but you’ll probably wait less time than if you do this on your own. Make sure you interview a few lawyers and read several reviews before you decide who to work with.

Sticking to Doctor’s Recommendations

One of the worst things you could do is avoid doing what your doctor tells you. Getting everything owed to you depends greatly on your ability to listen to everything your doctor says. If you make a mistake, insurance companies may try to deny your claim. You might be surprised by what these people are willing to do so that they don’t have to pay you. In essence, they might argue that it’s your fault that you’re dealing with health care issues. If you make a mistake with your health, you could also hurt yourself.

Preparing for the Worst

Savings are vital right now, so make sure you start working on that. You don’t know how long things will take, and you don’t know what kind of emergencies might spring up on you at this time. What’s worse is that you could end up getting a lot less by the time everything is said and done. If that’s the case, you’ll need more cash than you anticipated. It’s time to budget and work on building a big savings fund to help you out should things get a little challenging later on.

These are some things you should keep in mind after a car crash. If you can stay financially afloat, then you’ll feel a lot better about your situation.

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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Can I Sue for a Dog Bite in Milwaukee, Wisconsin

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Astonishingly in the United States, approximately 4.7 million people are bitten by dogs each year. Statistically, this means you have a 1 in 70 chance of being bitten by a dog annually. Dog bites can leave a person suffering from excruciatingly painful injuries that could take months or years of rehabilitation. 

If you or a family member is bitten by a dog, you have the right to sue for a dog bite injury in Milwaukee, Wisconsin. An experienced dog bite attorney can help you initiate a claim and act in your best interest every step of the way. Dog bite injuries are often incredibly traumatizing experiences and can leave you with financial difficulties. An attorney can work with you to gain you the compensation you need to put this horrific event behind you. 

The Common Dog Bite Injuries

It is crucial to understand dog bite injuries can range from minor to severe. In some cases, you could still sue for a dog bite injury if you were injured while trying to flee an animal, even if you were never bitten. Below are a few common injuries that follow a dog attack or bite. 

  • Various puncture wounds
  • Minor to severe scarring or disfigurement
  • Broken bones
  • Head and neck injuries from struggling or falling
  • Emotional trauma
  • Face injuries
  • Rabies
  • Nerve damage

Who Is Allowed to Sue for a Dog Bite in Milwaukee, Wisconsin?

If you or a family member has been attacked by a dog and have suffered injuries, you are likely wondering if you’re eligible for compensation. Below we have listed a few insights into who can sue.

  • Should you be the legal guardian of an adult who was injured by a dog bite: If you are a legal guardian of an adult, you are allowed to initiate a lawsuit and seek fair compensation on behalf of the injured person. 
  • You were bitten by a dog and are 18 or older. You are legally an adult and are allowed to seek compensation for your injuries. 
  • Should you be the legal guardian or parent of a minor who was bitten by a dog and injured: Children who have been injured due to a dog bite require their parents or legal guardians to undertake legal proceedings on their behalf. As a parent or guardian, you expressly have the right to act in the best interest of your child, which is why you can file a lawsuit on their behalf and seek out compensation. 
  • You are the designated administrator or executor of the injured person’s estate. If you are the assigned administrator or executor of the estate of the person who has suffered injuries and died due to a dog bite, you are allowed to file a wrongful death lawsuit.

How the Wisconsin Statute of Limitations Can Affect Your Dog Bite Injury Claim

The victim can be unable to work, has incurred major medical bills, or requires further funding for treatment which are all time sensitive and the insurers know this. In return, a common tactic for insurance companies to reduce the amounts of settlements paid is to take as much time as legally possible before being forced to pay. This way they can often get the victims to agree to a reduced settlement when time is more important than the overall compensation. 

In Milwaukee, Wisconsin, you have three years from the date of the dog bite injury to file your claim. 

Notably, if you do not file a legal claim within the three-year timeline, you will be barred from pursuing compensation. You don’t want to place yourself in this position. 

Understanding the legalities surrounding dog bite law in Milwaukee, Wisconsin, can be challenging. It should come as a significant relief to learn you likely can sue for a dog bite injury if you fall within the criteria. By keeping in mind the timeframe for which you are permitted to file an injury claim and noting the disreputable tactics insurance companies employ, you will have a better chance of obtaining compensation. Additionally, with the help of a qualified dog bite attorney, you can maximize your settlement.

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