Owning a boat trailer requires great responsibility and maintenance. Avid fishermen understand that proper care, before and after a trip, is essential in avoiding any long standing issues.
Here are 5 simple steps to maintain your boat trailer, without the help of a professional.
Keep it Clean
When it comes to maintenance, the most basic task is to keep things clean where appropriate. Dirt on a boat trailer can lead to serious damage. Having a dirty bilge may stop you from spotting fuel leaks and lead to clogged pumps. Dirt accumulation on the canvas and upholstery of the trailer allows the growth of molds. These are just a few examples of prevention by cleaning. A simple wash and wax will do the trick.
On steel trailers, there is the tendency for rust to appear in areas that are not easily accessible. Regularly inspecting your trailer helps flag such problems before they arise. Paying close attention to the insides of the trailer, the area around the brakes, callipers, bolts, joints, and welds, will timeously help to contain rust issues. With the use of a jack, you can easily inspect underneath the trailer. A little spray and regular clean, will keep the rust at bay.
Keep your Bearings Happy
Maintaining trailer wheel bearings can add years to the life of your trailer boat. For efficiency, your bearings should be changed at least once a year. You can check for wear and tear by removing the bearings and thoroughly inspecting them.
If your bearings show signs of being defective, it’s best to replace them. Otherwise, clean them until they are free of dirt and moisture, re-pack with grease and re-seal. When everything has been re-assembled, turn the wheels and check for any unusual movement or noise. A wheel with healthy bearings should turn without any sound. Should you experience any rocking or wobbling, it is best to give them a tighten.
While you’re at it, give the shaft(s) of the axle a fair amount of grease.
With all the weight carried by the axle resting on the bearings, you can imagine how difficult it would be to turn the wheel if the bearings aren’t smooth and slippery. Both grease and oil serve the same function inside the hub by minimising friction and transferring heat away from it.
Check Your Tyres
Tyre problems are common causes of trailer breakdowns. Develop the habit of always checking your tyres before use.
Telltale signs include rusty or damaged tread and deformed side walls or bulging. Look out for tyre abnormalities especially if the trailer hasn’t been used in a while.
Check the air pressure and inflate as suggested by a trailer professional. Make sure the tyre rims are in good condition as the risk of a blowout is increased, if a rim is damaged.
Inspect Trailer Parts Regularly
So as not to overlook anything, make sure you check all the parts of your boat trailer.
Carefully check the following:
- Truck Receiver
- Truck Ball
You should also inspect your led lights to ensure there are no water leakages. This is a bad sign and should be taken care of as soon as possible. To avoid any wiring issues, use wire wrap on your wires, this will shield them from the elements. Check your connectors to make sure they don’t tear and should you feel they need a clean, simply use a cotton swab.
For every trip, check your trailer. They are constantly exposed to harsh conditions and elements such as salt water when launching your boat. Professional trailer boat dealers will provide you with a daily maintenance schedule to follow. This is usually in line with the manufacturer’s requirements.
All these things are critical and should be taken seriously when properly maintaining your boat trailer. In doing so, you will avoid any unforeseen problems along the way.
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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