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How Yan Stavisski Became Known As “The King Of Credit” On Instagram

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As a result of massive financial debt attempting to become an entrepreneur and starting multiple business ventures, Yan was forced to make a 180-degree shift in his actions and from the age of 22, having over $80,000 worth of debt, Yan managed to create a 7-figure company called “King Credit LLC” serving thousands of clients worldwide. In early 2019 Yan became known as the “King Of Credit” after showing countless photos and videos of him traveling the world for free and living the life of a multi-millionaire all through leveraging Credit. Shortly after, Yan acquired the fitting Instagram name @kingcredit.

Despite graduating from college with both a Finance and Marketing degree, Yan found himself unemployed, even after applying for countless jobs. He always wanted to be an entrepreneur and work for himself so he decided this was his opportunity to do so. But after six months, Yan found himself in $82,000 worth of credit card debt after every one of his ventures failed. Realizing he needed skills to run a business and a better real-world financial education, Yan managed to get a sales job at which he soared to becoming the top producer in a very short period of time. While working at his sales job, Yan was learning credit and everything there was to know about it. Being laser-focused on his sales job and credit, Yan was debt-free and ready to quit his sales job due to the income he was now generating from leveraging his credit to invest in real estate.

“Getting this sales job taught me everything I need to know to actually get a business off the ground and find success,” Yan said.  Realizing he was not the only one being thrown into the real-world with zero financial knowledge and certainly no skills for success, Yan decided to start “King Credit LLC” with the main product being “Inner Circle” which educates people about Credit and how to fix it, and properly leverage it for business, investments, and even free travel. Today, Yan’s company serves thousands of clients worldwide and is becoming known as the best resource for beginner and advanced credit education.

The name “The King Of Credit” became Yan’s nickname after just about everything Yan was doing on social media was in some way related to Credit. The luxury hotels, flights, and trips were all gotten by means of leveraging credit card points, rewards, and other methods that Yan teaches his students. Gaining lots of attention in the entrepreneurship space for being someone who has used Credit in a way most people have never seen before, Yan decided it was time to own this nickname and make it official by changing his social media handles to “@kingcredit”. Going forward, Yan is tremendously excited to educate the public on credit and finances, two things that resulted in a massive personal financial crisis for Yan, but later were important factors in allowing him to achieve financial freedom and the life most only dream of!

Follow Yan Stavisski on Instagram here.

Visit Yan Stavisski’s website here.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Lifestyle

Derik Fay: The Quiet Architect of Impact-First Entrepreneurship

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In an era where noise often overshadows results, Derik Fay is quietly shaping a different kind of legacy — one built not on showmanship, but on undeniable substance. For more than two decades, Fay has engineered the rise of over 30 companies across industries as diverse as real estate, technology, healthcare, and entertainment. Yet his name rarely leads headlines — not because he hasn’t earned it, but because he never needed it to validate his success.

Growing up in Rhode Island, Fay learned early that the world rarely hands out opportunity; it must be seized, created, and multiplied. While many of his peers pursued traditional paths, he took a risk that would define the rest of his life: at just 22, he founded 3F Management, a venture firm with an entirely different mission — to build companies that would outlast trends, outperform markets, and, most importantly, out-impact their competition.

Instead of obsessing over short-term wins, Fay approached entrepreneurship like a craftsman. Much like Henry Ford, who famously said, “A business that makes nothing but money is a poor business,” Fay built companies that weren’t just profitable — they were purposeful. Every venture was designed to create real, sustainable value, both for shareholders and for the communities they served.

Through his relentless focus on structure and leadership, Fay’s ecosystem of businesses now touches thousands of lives daily — from employees finding new opportunities to entrepreneurs gaining the mentorship they never had before. But unlike typical moguls who boast about headcounts, Fay views every job created as a ripple in a larger mission: empowering individuals to write better futures for themselves.

Where others have scaled fast and crashed harder, Fay’s model thrives on foundations few are patient enough to build anymore. His method is slower, smarter, and almost surgical: find what others overlook, fix what others fear, and grow what others abandoned too early. It’s this principle that led him to not just build companies — but to resurrect them, reimagine them, and sometimes even walk away if the mission no longer aligned with the impact he envisioned.

Fay’s philosophy extends far beyond boardrooms. Philanthropy isn’t a checkbox at the end of his success story — it’s embedded into the way he scales. His ventures are built with giving back written into their DNA, from local community initiatives to broader mentorship platforms that help emerging entrepreneurs get their first real shot at success. His life’s work is proof that wealth and generosity are not mutually exclusive — they are, in fact, essential partners.

Today, while newer generations of entrepreneurs hustle for likes and magazine covers, Fay’s name is whispered in rooms where real power moves. His reputation — built quietly but relentlessly — is that of a man who delivers, builds, and elevates without the need for public validation.

In a business world increasingly built on spectacle, Derik Fay reminds us that the most lasting legacies are forged not in the glare of the spotlight, but in the thousands of lives changed quietly along the way.

For more insights into Derik Fay’s ventures and philanthropic efforts, visit www.derikfay.com and follow him on Instagram @derikfay

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