Lifestyle

How Yan Stavisski Became Known As “The King Of Credit” On Instagram

Published

5 years ago

October 2, 2020

As a result of massive financial debt attempting to become an entrepreneur and starting multiple business ventures, Yan was forced to make a 180-degree shift in his actions and from the age of 22, having over $80,000 worth of debt, Yan managed to create a 7-figure company called “King Credit LLC” serving thousands of clients worldwide. In early 2019 Yan became known as the “King Of Credit” after showing countless photos and videos of him traveling the world for free and living the life of a multi-millionaire all through leveraging Credit. Shortly after, Yan acquired the fitting Instagram name @kingcredit.

Despite graduating from college with both a Finance and Marketing degree, Yan found himself unemployed, even after applying for countless jobs. He always wanted to be an entrepreneur and work for himself so he decided this was his opportunity to do so. But after six months, Yan found himself in $82,000 worth of credit card debt after every one of his ventures failed. Realizing he needed skills to run a business and a better real-world financial education, Yan managed to get a sales job at which he soared to becoming the top producer in a very short period of time. While working at his sales job, Yan was learning credit and everything there was to know about it. Being laser-focused on his sales job and credit, Yan was debt-free and ready to quit his sales job due to the income he was now generating from leveraging his credit to invest in real estate.

“Getting this sales job taught me everything I need to know to actually get a business off the ground and find success,” Yan said. Realizing he was not the only one being thrown into the real-world with zero financial knowledge and certainly no skills for success, Yan decided to start “King Credit LLC” with the main product being “Inner Circle” which educates people about Credit and how to fix it, and properly leverage it for business, investments, and even free travel. Today, Yan’s company serves thousands of clients worldwide and is becoming known as the best resource for beginner and advanced credit education.

The name “The King Of Credit” became Yan’s nickname after just about everything Yan was doing on social media was in some way related to Credit. The luxury hotels, flights, and trips were all gotten by means of leveraging credit card points, rewards, and other methods that Yan teaches his students. Gaining lots of attention in the entrepreneurship space for being someone who has used Credit in a way most people have never seen before, Yan decided it was time to own this nickname and make it official by changing his social media handles to “@kingcredit”. Going forward, Yan is tremendously excited to educate the public on credit and finances, two things that resulted in a massive personal financial crisis for Yan, but later were important factors in allowing him to achieve financial freedom and the life most only dream of!

Follow Yan Stavisski on Instagram here.

Visit Yan Stavisski’s website here.

Lifestyle

Why Derik Fay Is Becoming a Case Study in Long-Haul Entrepreneurship

Published

1 day ago

July 2, 2025

Michelle Langton

Entrepreneurship today is often framed in extremes — overnight exits or public flameouts. But a small cohort of operators is being studied for something far less viral: consistency. Among them, Derik Fay has quietly surfaced as a long-term figure whose name appears frequently across sectors, interviews, and editorial mentions — yet whose personal visibility remains relatively limited.

Fay’s career spans more than 20 years and includes work in private investment, business operations, and emerging entertainment ventures. Though many of his companies are not household names, the volume and duration of his activity have made him a subject of interest among business media outlets and founders who study entrepreneurial longevity over fame.

He was born in Westerly, Rhode Island, in 1978, and while much of his early career remains undocumented publicly, recent profiles including recurring features in Forbes — have chronicled his current portfolio and leadership methods. These accounts often emphasize his pattern of working behind the scenes, embedding within businesses rather than leading from a distance. His style is often described by peers as “operational first, media last.”

Fay has also become recognizable for his consistency in leadership approach: focus on internal systems, low public profile, and long-term strategy over short-term visibility. At 46 years old, his posture in business remains one of longevity rather than disruption a contrast to many of the more heavily publicized entrepreneurs of the post-2010 era.

While Fay has never publicly confirmed his net worth, independent analysis based on documented real estate holdings, corporate exits, and investment activity suggests a conservative floor of $100 million, with several credible indicators placing the figure at well over $250 million. The exact number may remain private but the scale is increasingly difficult to overlook.

He is also involved in creative sectors, including film and media, and maintains a presence on social platforms, though not at the scale or tone of many personal-brand-driven CEOs. He lives with his long-term partner, Shandra Phillips, and is the father of two daughters — both occasionally referenced in interviews, though rarely centered.

While not an outspoken figure, Fay’s work continues to gain media attention. The reason may lie in the contrast he presents: in a climate of rapid rises and equally rapid burnout, his profile reflects something less dramatic but increasingly valuable — steadiness.

There are no viral speeches. No Twitter threads drawing blueprints. Just a track record that’s building its own momentum over time.

Whether that style becomes the norm for the next wave of founders is unknown. But it does offer something more enduring than buzz: a model of entrepreneurship where attention isn’t the currency — results are.