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How Yan Stavisski Became Known As “The King Of Credit” On Instagram




As a result of massive financial debt attempting to become an entrepreneur and starting multiple business ventures, Yan was forced to make a 180-degree shift in his actions and from the age of 22, having over $80,000 worth of debt, Yan managed to create a 7-figure company called “King Credit LLC” serving thousands of clients worldwide. In early 2019 Yan became known as the “King Of Credit” after showing countless photos and videos of him traveling the world for free and living the life of a multi-millionaire all through leveraging Credit. Shortly after, Yan acquired the fitting Instagram name @kingcredit.

Despite graduating from college with both a Finance and Marketing degree, Yan found himself unemployed, even after applying for countless jobs. He always wanted to be an entrepreneur and work for himself so he decided this was his opportunity to do so. But after six months, Yan found himself in $82,000 worth of credit card debt after every one of his ventures failed. Realizing he needed skills to run a business and a better real-world financial education, Yan managed to get a sales job at which he soared to becoming the top producer in a very short period of time. While working at his sales job, Yan was learning credit and everything there was to know about it. Being laser-focused on his sales job and credit, Yan was debt-free and ready to quit his sales job due to the income he was now generating from leveraging his credit to invest in real estate.

“Getting this sales job taught me everything I need to know to actually get a business off the ground and find success,” Yan said.  Realizing he was not the only one being thrown into the real-world with zero financial knowledge and certainly no skills for success, Yan decided to start “King Credit LLC” with the main product being “Inner Circle” which educates people about Credit and how to fix it, and properly leverage it for business, investments, and even free travel. Today, Yan’s company serves thousands of clients worldwide and is becoming known as the best resource for beginner and advanced credit education.

The name “The King Of Credit” became Yan’s nickname after just about everything Yan was doing on social media was in some way related to Credit. The luxury hotels, flights, and trips were all gotten by means of leveraging credit card points, rewards, and other methods that Yan teaches his students. Gaining lots of attention in the entrepreneurship space for being someone who has used Credit in a way most people have never seen before, Yan decided it was time to own this nickname and make it official by changing his social media handles to “@kingcredit”. Going forward, Yan is tremendously excited to educate the public on credit and finances, two things that resulted in a massive personal financial crisis for Yan, but later were important factors in allowing him to achieve financial freedom and the life most only dream of!

Follow Yan Stavisski on Instagram here.

Visit Yan Stavisski’s website here.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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What You Should Keep in Mind When Renting an Apartment?




One of the first things you should keep in mind when renting an apartment is what the application process will entail. Many landlords and property management will require specific information from potential tenants, such as proof of income, rental history, and personal references. Some may even request your social security number to run a credit check. Be prepared for a fee, which may surprise you if it’s your first time renting an apartment. Therefore, you should apply for only those apartments you’re interested in living in.

Do I have to pay for utilities?

Some leases require tenants to pay for utilities, while others do not. Utility bills can vary depending on the type of property, age, and individual metering for each unit. Before renting an apartment, make sure the landlord transfers utilities to your name. If you do not transfer them on time, the landlord may end up with the utility bill and need to recoup the costs. Make sure you have a backup plan in case the landlord cancels your service.

To set up your utilities, contact your utility provider directly. Most utilities accept payments online, but some require a phone call or a physical address. You can find their contact information in your lease. Ideally, you contact these companies several weeks before moving in to get your utilities set up. If you find that you have to pay the bills before moving in, contact the utility provider ahead of time and request a plan for the period of your stay.

Utilities vary depending on whether your landlord will cover the costs. Some landlords choose to cover all utilities, while others charge only a portion of them. In such cases, utilities must be included in the rental payment, and the landlord will estimate the costs. If you are renting a single-family home, your landlord may be willing to cover utilities. If you have a small property with a backyard cottage, you will likely need to pay for the electricity and gas, and this is not something you should worry about, because your landlord won’t be able to charge you more.

Do I need renters insurance?

If you’re thinking of pet-friendly apartments for rent in Sacramento, the question may be: Do I need renters insurance? In many cases, you don’t. Your landlord’s insurance covers damages to their property, but not yours. Renters insurance protects your possessions from damages and liability claims. Plus, you won’t have to pay the landlord’s insurance if you get into an accident. And it’s cheaper than you might think – some renters end up paying virtually nothing at all.

The answer to the question “Do I need renters insurance when renting an apartment?” will depend on a few factors, such as your home’s value and location. A policy with a high deductible will be more expensive, so you should calculate the total value of your personal belongings beforehand. A low deductible will save you money if you need to claim. Moreover, having a policy protects you financially even if someone breaks into your apartment. Getting renters insurance gives you peace of mind if anything should happen.

Renters insurance protects you financially as well as your physical possessions. In case of a fire or burglary, it will pay to replace your belongings. And if your belongings get stolen, your insurance will reimburse you for them, which is a great benefit. You can even get renters insurance when traveling, and use the coverage to cover any additional living expenses. It’s cheap, and it protects your finances as well as your personal belongings.

Do I need a rental reference letter?

When renting an apartment, you may be asked to provide a rental reference letter. A landlord may request that you provide one to verify your reliability. The letter is not intended to be a character study, but rather a statement of your reliability as a tenant. If you do not have a landlord reference letter, you can request a letter from a landlord in your area who can provide one.

Choosing personal references is a personal choice, but it is important to choose the right people to provide them. Avoid family members or close friends because they may have skewed views of your character. Use people from your work experience to give unbiased references. A good personal reference shows the landlord your character, and a bad one could cost you the apartment. Make sure to get a reference letter from a landlord who knows you well and trusts you.

You must ensure that your rental reference letter is a positive one. If a previous landlord has a bad record, you should decline to write a rental reference letter. In this case, you should include any red flags in a positive tone, and conclude the letter with a positive recommendation for your former tenant. This will make you stand out in the rental market. Ensure that your landlord is honest and professional in the letter. It will help you if you write a positive reference letter for a former tenant.

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