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Kid Gift Ideas In 2021




Finding the perfect gift for a kid that has everything is a huge challenge for any parent, but with so many more of us having to shop online, there are fewer options for looking around and therefore you may be missing some of the perfect gifts. In this article, we will be providing you with some of the best kids ideas in 2021.

A Nintendo Switch

Throughout the year of 2020, the Nintendo Switch saw a huge increase in the number of sales for the traditional Nintendo Switch as well as the lite version of the console. This increase in sales has continued into 2021 as a number of the best games from 2020 including that of Among Us and Fall Guys make their way onto the console. With the child-friendly brand that is Nintendo providing hours of entertainment for your children, this is the perfect gift to get them for either their birthday or for Christmas.

A Personalised Gift Or Letter From Santa

Along with the larger brands such as Nintendo, Xbox and PlayStation, there have been several small companies allowing parents to create custom presents for their children. With the option of customised books, t-shirts, posters and even an online letter from Santa there are endless options for the perfect gift for any loved one. All of these online gifts can be ordered and designed online and sent straight to your loved one, allowing you to give them a gift even if you are not able to leave your home.

Board Games For The Whole Family

If you are looking to give someone a gift that they can use to spend time with the whole family, then look no further than board games. With many older classics such as scrabble, Cluedo and guess who as well as games that have been remastered such as Monopoly, Pictionary and many more, these are the perfect gift to give to your family and friends as this will bring everyone together to spend hours of fun together. These can also be bought on holidays and even taken to a friend’s house, allowing you to spend more time away from screens and more time together.

Lego Creative Sets

The final creative gift that is great for your kids in 2021 is the perfect Lego set. Whether they love Harry Potter, Star Wars, Super Mario or even sports cars, there are several Lego sets that you can surprise them with for either Christmas or their birthday. In addition to the themed sets, there are a number of creative boxes of Lego that can be combined and built into a number of different creative designs, these can then be put back into the box and built again and again.

Regardless of whether these are for a birthday or the festive period, there are several amazing gifts at varying different price points that you can give to your children this year to brighten their day. Which of these will you be buying?

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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How to Negotiate With Car Insurance Companies After an Accident




After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you. 

Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.

  • Document Evidence

The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible. 

Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.

This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.

  • Understand Policy Coverage

Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.

Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.

  • Hire an Attorney

You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.

“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”

A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take. 

  • Stay Composed During Discussions

Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.

Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers. 

As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth. 

  • Value Your Claim Accurately

Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.

Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.

Negotiate With a Strategy

Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.

Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground. 

As a result, you’ll likely get a much more fair settlement.

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