The extensive amount of face wash options can be overwhelming, there are lotions, milks, scrubs, foaming mousses, oils, wipes, motorized brushes, and more. However, even with all the advances in products, many of us are still sticking to the same face-wash techniques we grew up with. But now, you will know better. Educate yourself against these # mistakes you’re making and get squeaky clean skin.
Mistake 1: Wash and Go
Washing your face isn’t just a one-step process. Cleansers don’t usually remove all traces of makeup, so you’re in danger of leaving your pores clogged if you don’t remove makeup first. Use an oil-based cream, a cleansing oil, or even a makeup remover wipe to dissolve sunscreen and makeup. Then follow with lukewarm water and dime-size amount of cleanser on your fingers or a clean, damn washcloth. Rinse and dry with a soft paper towel if you’re acne-prone.
Mistake 2: Closing Your Pores
Sorry, ladies, but you can’t open or “close” your pores by massaging your face or splashing it with cold water. As a matter of fact, extreme heat can exaggerate problems like rosacea and redness. However, mild steam can help soften hardened oil in pores. So, it’s still not a bad idea to cleanse in the shower.
That said, mild steam can help soften hardened oil in pores, so it’s never a bad idea to cleanse in the shower.
Mistake 3: Picking Cleanser According to Skin Type
No matter what type of skin you have, there are certain ingredients that should never be in your face wash, including: fragrance, which can be irritating; parabens, since they’re potentially toxic preservatives; or harsh soap, it’s drying. If the cleanser fits that bill, it should work for any skin type, and the formula itself, whether cream, lotion, foaming, etc. is more of a personal preference. However, people with dry skin may prefer formulas with extra moisturizers, like glycerin or shea butter. And those with oily skin may want a foaming wash, since it leaves skin feeling superclean.
Mistake 4: Grainy Scrubs to Exfoliate and Smooth
A salicylic or glycolic acid cleanser is much gentler and more effective than grainy scrubs which are often too harsh on your skin. The thick grainy formulas can actually exaggerate the appearance of pores as well. Depending on your skin type and sensitivity, use the salicylic or glycolic acid cleansers once or twice a week, and adjust depending on how your skin is looking and feeling.
Mistake 5: Using Toner
An alcohol-based toner strips your skin of natural oils. Gentle toners calm the skin and balance pH levels, but most cleansers take care of this step for you.If you must use a toner, stick with gentle, alcohol-free versions.
Mistake 6: Brushing Your Skin Daily
A brush removes oil, dirt, and dead skin better than your hands can, plus it’s gentler than most exfoliating cleansers or scrubs. In short, they are great, but they should be used sparingly. Constant exfoliation can cause inflammation. In addition, make sure you rinse and air-dry after use to keep the brush bacteria-free.
Mistake 7: Spending a Fortune
You know those top-quality ingredients, like retinol or antioxidants? Don’t waste money on them for products that you’ll just be washing down the drain. Save the pricier ingredients for leave-on products like serums and creams and always read beauty product reviews before going to buy any beauty product, because they are most effective when concentrated on the skin.
Are there any switches you’ve made in your skin care routine lately? Let us know in the comments!
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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