“Ethical Hacking is like an unheard talent. If hacking wouldn’t be present, then players of a game would have been mere pawns!”
Born on August 15, 1997, Durgesh Singh Kushwah is one of the most celebrated India’s white-hat hackers and cybersecurity experts. Coming from Bhind, a small town of Madhya Pradesh, he is apparently a genius in the field with excellent skills and experience. At the mere age of 22, he has founded Cyber Ninja Sec Community’ and ‘Tech Revealed.’ When asked about being such a famous personality in the field, he smiles confidently and affirms that his hard work is the key factor in his success. Currently associated with the State Police and several secret agencies, he is a certified ethical hacker who has been engaged in the field from a very young age. Ever since he was 12, he claims to have begun his career and exploring new opportunities in the field. His interest and passion in the field have led him to the path of success where he is now an established ethical hacker.
From identifying weak security points that can be easily barged into by black hat hackers to recognizing the security systems’ strengths and putting best skills into use, he has been devotedly working towards the profession with much fervor and brilliance. He has developed the iCloud Bypass Tool, clearing the widespread myth that iCloud cannot be hacked. This has won him recognition and appreciation. At a young age, he has also been working towards the training of other students for free who do not have the resources or materials to acquire such skills. He is involved in their training and wishes to get more and more students trained in the profession. When asked to comment on the scope of the profession in the coming future, India’s youngest white-hat hacker Durgesh Singh Kushwah claims that the profession is going to be the limelight of the industry in the coming years.
This is because he thinks that the digitalization of information and world operations has opened doorways for both black hat hackers and white hat hackers to earn a living. With such a wide scope, there is a lot of potential to be discovered and put to use. Ethical hacking is a comparatively newer arena where people are still exploring their interests. But with more education and exposure, a major part of the youth of this country and the world can be activated involved in the same.
With the spirit of success and aspiration to do more, the one among the many has already reached the apex. While he wishes to do more, the profession needs more and more like him to be ardently passionate about the field that they work for. Ethical hacking will soon rise to the top where people will be interested in getting into the field and doing more such projects. However, to acquire such precision and quality skills, one must get full training and education. This way the world of the internet will be more safe and secure!
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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