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Tisha vaculin rising star!

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Stars are not born, but made out of their passion and talents. Achieving the dream destiny with prosperity and appreciation is all one desires in life. There are many young rising stars ,excelling their careers with glory.

Talking about achievers, one name that goes unnoticed is of the very talented, Tisha Vaculin. She is an American actress, born in Salt Lake City ,Utah. She started her modeling career at a very young age of 4. Such a start at a very young age, clearly displays the zeal and unmatchable interest she had for her passion. Progressing her beautiful journey, she was one of 11 girls who won the 1993 Seventeen Magazine Model contest. She was also appreciated as  ‘October model of the month’ at 13. She continued her career in Chicago and eventually made her way to California, to fulfill her dreams of being an actress. She achieved her major break through from ‘See Arnold Run’ a TV movie based on Arnold Schwarzenegger‘s true life. She then went on a flee of doing many Disney movies including Halloweentown and High School Musical.

Managing a successful career in acting and modelling,  she reached her height as an influencer in 2018. Today, she continues to do Comedy, commercials,  social media while  managing Up and coming talent since 2017.

She is an epitome of excellence and a rising star. Her multi talented persona depicts how easily one can achieve dreams with determination. Her dedication toward her dream, since childhood, ensured her glorious success. She stands as an inspiration for young budding talents!

Rosario is from New York and has worked with leading companies like Microsoft as a copy-writer in the past. Now he spends his time writing for readers of BigtimeDaily.com

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Lifestyle

Who Should Consider Buying a Universal Life Insurance Policy?

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Universal life insurance is a type of permanent life insurance policy. That means it covers you for life and comes with a cash value growth component. Once you build enough cash value, you can withdraw from or borrow against it. You also receive the full value minus surrender charges if you surrender the policy. Universal life insurance also lets you increase your death benefit or decrease your premiums, providing you with more flexibility.

All these features make universal life insurance a good potential investment for many types of people. With that in mind, this article will cover several circumstances where getting a universal life insurance policy can be helpful.

1. Those who need lifelong coverage

Universal life insurance offers lifelong coverage as long as you stay current on your premium payments. That means, unlike with term life insurance, you don’t need to worry about your policy expiring.

Another benefit to lifelong coverage is that you can lock in your premiums for the rest of your life. Life insurance premiums rise with age, but once you buy life insurance, your premiums remain fixed unless you adjust them within your policy.

2. Parents with multiple children

Raising a child can cost an average of almost $13,000 per year. Plus, parents may have to save money for each child’s college education. This can make it challenging for one parent to raise multiple children if their partner passes away — even if both partners earn incomes.

Universal life insurance can help alleviate      these worries. If you pass away, your partner will receive a substantial death benefit to replace your income, pay off debts, and set aside money for the future.

Thanks to the cash value, universal life insurance can also help you raise your children even if you don’t pass away. Over time, your cash value may grow quite large. You can withdraw from or borrow against it at favorable terms and low rates. This offers you the funds to pay for family expenses and potentially cover your children’s college educations. Finally, if you ever need to change coverage to save money on premiums or up your death benefit, universal life insurance lets you do that.

3. Those who want to build wealth

A universal life insurance policy’s cash value can offer a source of wealth for policyholders. As mentioned, you can withdraw from it when it grows large enough, although you must be aware of any tax consequences. Y     ou can also borrow against it at low rates. However, you must make sure the loan balance doesn’t grow larger than the cash value, or the policy could lapse. Finally, if you decide you no longer need life insurance and surrender the policy, you can receive all of your cash value minus surrender charges.

In any case, this cash value can offer a significant source of wealth when used wisely. You could use the proceeds to refinance or pay off debt, supplement your retirement funds, make large purchases, travel, and more.

The bottom line

Universal life insurance can fit many people’s needs. It offers lifelong coverage, which allows you to get a policy early and lock in premiums without worrying about coverage expiring.

Families with many children can find it useful as well. You can rest assured that your partner and children will be protected if you pass away. Plus, you can use the cash value to help cover childcare costs and future expenses, like education.

Finally, anyone who wants to build wealth could find universal life insurance helpful. You can withdraw or borrow from the cash value to travel, pay off debt, boost your retirement funds, and more. So, consider looking for universal life insurance if any of these describe your situation and financial needs.

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