Most people that get pulled over for speeding are usually surprised that they were speeding. This usually occurs when the driver unintentionally accelerates or is unaware of the posted speed limit.
Under such circumstances, the driver could be said to have sped by accident.
Whether accidental or intentional, speeding increases the chances of an accident and the severity of damages resulting from the crash. In some states like Nevada, speed limit violations can also result in demerit points against your license.
What to Do After an Accident
More than 25% of all traffic accidents reported in 2019 had speeding as a contributory factor. Unfortunately, speeding does affect not only the speeding driver but also other law-abiding road users.
If you have been injured in an accident that involved a speeding driver, you may be eligible for compensation. A personal injury claims process is often not easy. Therefore, you may want to work with Las Vegas personal accident lawyers to help you with your case.
Nevada Speeding Laws
Nevada speeding laws can be pretty complicated and often take four approaches. In Nevada, it is illegal to drive at:
- An excessive speed when the road conditions are not favorable, for example, when it’s icy, rainy, and the road is in a poor state.
- A speed that could potentially result in an accident
- A higher speed than the posted speed limit on a road section
- Speeds exceeding 80 mph
How to Avoid Accidental Speeding
While it is always important to check your speed occasionally, you may get carried away with driving and fail to notice an increase in speed, especially when on a relatively straight road. But there are some actions you could take to ensure that you do not exceed the speed limit, such as:
- Utilize your vehicle’s cruise control. When used correctly, cruise control allows the driver to set a speed limit that the vehicle cannot exceed, ensuring you stay under the posted limit.
- Avoid distractions such as eating, talking on the phone or with passengers, or enjoying the sceneries
- Pay attention to road signs. If you are new to a section of the road, it is important to look out for road signs to avoid going above the posted limit.
- Avoid the habit of speeding. If you get used to speeding on purpose, you will have difficulty maintaining a safe speed even when you may not intend to speed.
- Avoid alcohol. Although driving under the influence of alcohol is a punishable offense in itself, driving while drunk can lower a driver’s inhibition making the driver at the risk of reckless driving such as speeding.
How Speeding Affects a Driving License in Las Vegas
Nevada has one of the most comprehensive demerit point systems in its driver improvement program. Demerit points vary from one offense to another. Regarding speeding, the amount of demerit points acquired varies according to how fast above the speed limit a driver was going.
Between 1 mph and 10 mph beyond the posted limit, the driver gets 1 point. For 11-19 mph above the speed limit and an unreasonable speed based on conditions, a diver acquires 2 points.
For speeds of 21-30 mph, 31-40 mph, and 41 mph or more, the driver acquires 3, 4, and 5 points, respectively. Under some circumstances, speeding could also be classified as reckless driving, sometimes earning the driver eight demerit points.
What Demerits Point Mean
In Nevada, persons that accumulate a total of 12 demerit points in the space of one year will see their license suspended for six months. All accumulated points are set aside at the end of the year, giving the driver a clean slate in their driving license.
How to Negotiate With Car Insurance Companies After an Accident
After a car accident, negotiating with insurance companies comes with the territory. Unfortunately, most people don’t know what to do, so they end up being taken advantage of by the insurance companies. We don’t want this to happen to you.
Let’s explore several helpful tips that will allow you to negotiate strategically and get the results you want.
- Document Evidence
The foundation of a successful negotiation with insurance companies lies in thorough documentation. From the moment the accident occurs, gather as much evidence as possible.
Take photographs of the accident scene, including vehicle damage, skid marks, road conditions, and any visible injuries. Collect witness statements, police reports, and medical records to support your claim.
This documentation serves as crucial evidence to substantiate your case during negotiations. The more evidence you gather, the stronger your position will be when presenting your claim to the insurance company.
- Understand Policy Coverage
Familiarize yourself with the details of your insurance policy. Understand what is covered, the limits of coverage, and any applicable deductibles. Knowing the specifics of your policy empowers you to negotiate from a position of knowledge.
Take note of your policy’s provisions related to collision coverage, liability limits, medical payments, and any additional coverages that might be relevant to your situation. This understanding will help you assess the insurance company’s offers accurately and ensure you receive the compensation you’re entitled to under your policy.
- Hire an Attorney
You have the ability to represent yourself and speak directly with insurance companies about your claim. However, in complicated situations – or even simple situations where there are a lot of medical bills or damages involved – you’re better off getting some help.
“When an insurance company receives a claim for an injury, they do not simply roll over and pay out any amount that the injured person wants,” Parham Smith & Arcenhold explains. “Instead, thorough investigations take place. These companies have the resources necessary to look out for their best interests financially, which is why any injured individual should have the same level of legal representation.”
A good attorney is someone who specializes in car accident claims, has an extensive track record of successful negotiations with car insurance companies, and has been in your local area for a number of years. You want someone you can trust and depend on throughout this case, no matter how many twists and turns it might take.
- Stay Composed During Discussions
Negotiations with insurance adjusters can be intimidating, but maintaining composure is crucial. Be respectful and avoid being confrontational during discussions. Stick to the facts and avoid admitting fault or making statements that could be misconstrued as accepting liability.
Remain firm in advocating for fair compensation but avoid making rash decisions out of frustration. Take your time to review offers and consult with professionals, such as legal advisors or trusted experts, before accepting or rejecting any settlement offers.
As a general rule of thumb, an insurance company’s first settlement offer might only be worth 25 to 50 percent of the full value. This is why you should always reject the first offer and work with your attorney to negotiate back and forth.
- Value Your Claim Accurately
Accurately valuing your claim is critically important for a successful negotiation. Consider all the damages incurred, including vehicle repairs, medical expenses, lost wages, pain and suffering, and future rehabilitation costs. Gather estimates from reputable auto repair shops and medical professionals to substantiate your claim.
Don’t undervalue your losses. Consider the long-term implications of the accident, including potential future medical treatments or the impact of injuries on your quality of life. Presenting a well-documented and accurately valued claim increases your chances of obtaining fair compensation.
Negotiate With a Strategy
Remember, insurance wants to settle claims quickly and for as little as possible. However, armed with proper documentation, knowledge of your policy, a composed demeanor, and an accurately valued claim, you’ll be better positioned to negotiate effectively and secure a fair settlement.
Sugarcoating this process won’t do anything good for you. The reality is that it’s you versus the insurance companies. If you choose to plug your ears and pretend that nothing is happening, you will get the raw end of this deal. However, if you fight back with the assistance of an attorney who has a good strategy, you’ll put the insurance companies on their heels and force them to give ground.
As a result, you’ll likely get a much more fair settlement.
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