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8 Tips for Purchasing Your First Boat




Purchasing a boat can be an incredible investment. If you love the idea of fishing, sailing, wakeboarding, or participating in another aquatic activity, a boat will give you the freedom and autonomy you need to do it anytime you like. You can use a boat to entertain others, challenge yourself, or just relax on the open water.

But if you’re new to the world of boat ownership, buying a boat for the first time can be intimidating. How can you be sure you’re getting a good deal? Or that you’re making the right choice?

The Goals

Ultimately, we have a few primary goals:

  •   Getting the right boat. You need to get the right boat. There are many types of vessels available, some of which specialize in supporting specific activities. You may want a sailing vessel, a power boat, or a yacht built for entertaining guests. It’s also important that your boat is fully functional and dependable – so you don’t have to pay for repairs or deal with an emergency at sea.
  •   Getting a good price. It’s also important to get a good price. Boats can be expensive if you buy something too big or too overloaded with extra features. It pays to look for deals and try to find the best price.
  •   Ensuring a smooth process. If you’re dealing with a manipulative seller, complex financing, or other hiccups, buying a boat can be both complicated and stressful. We want to avoid that if possible.

Tips for Buying a Boat

If you follow these tips, you’ll be in a much better position to accomplish these directives:

  1. Calculate all the costs of boat ownership. Before you start researching any vessels, take the time to calculate all the costs of boat ownership – and see if there’s room in your budget for a boat. You’ll need to consider the monthly cost of repaying the loan (assuming you get financing), as well as the costs of boat insurance, docking, fuel, storage, and maintenance. Too many new boat owners underestimate the full costs of owning a boat and end up in a financially precarious situation.
  2. Consider why you want a boat. Obviously, you want a boat. But why? What activities are most interesting to you? How much power does the boat need to have? How big does it need to be? Are there any special features that you consider to be a practical requirement? The more you understand about your own motivation, the better decision you’ll ultimately make.
  3. Do preliminary research online. Once you have a solid idea of the type of vessel you want, you can start doing some preliminary research online. Is there a specific type of boat that stands out to you? Are there manufacturers or brands you want to favor or avoid? What do other experts have to say about these vessels?
  4. Be open to used options. It’s tempting to gravitate to new boat purchases, since new boats have the latest tech and the latest features and are possibly more reliable. However, it’s also a good idea to be open to used options. Used boats can be just as reliable as new ones – and they can save you a lot of money. Just be sure to buy from a seller you trust.
  5. Review boats in person (if possible). If you have the chance, head to a local boat show or rent a boat before you buy. Getting a sense for how they look and feel in person can guide you to make a better decision for your personal needs. Just don’t buy at first sight.
  6. Talk to someone with experience. Find an expert in boating and talk to them about your coming decision. You can likely find a mentor or an experienced peer near the docks or at a local boat show. They may be able to give you advice or direction on where to buy.
  7. Research your financing options. Unless you’re buying the boat in cash, you’ll need to review your financing options. Review multiple lenders to find the best interest rates and terms; sometimes, switching from one lender to another can help you save hundreds or even thousands of dollars over the course of the loan.
  8. Inspect the vessel. Finally, when you’re ready to make a purchase, inspect the boat thoroughly – especially if you’re buying used. It’s your last chance to find flaws or signs of neglect that could compromise the value of your purchase.

Buying a boat is a difficult decision, but it doesn’t have to be stressful or financially ruinous. If you spend time researching the process, reviewing your options, and thinking critically, you’ll end up with a beautiful vessel that perfectly suits your needs – and your budget.

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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The Role of Medicine in Achieving and Sustaining a Healthy Body Mass





The CDC’s latest numbers classify approximately 42 percent of Americans as obese, and over two-thirds of American adults qualify as either obese or overweight. Living with excess weight heightens people’s risk for debilitating and chronic but otherwise preventable conditions like stroke, type 2 diabetes, heart disease, and certain cancers.

With new weight-loss drugs like Ozempic and Wegovy on the rise, many are wondering if these medications live up to their hype and can even help end the obesity epidemic. Sergio Padron, founder and CEO of online healthcare and weight-loss support company MD Exam, believes they can — up to a point.

“It’s important to approach these medications with a thorough understanding of what they can and can’t do,” Padron says. “Magic pills for weight loss don’t exist.”

The importance of achieving a healthy body mass

According to Padron, achieving and sustaining a healthy body mass is key to good health. To obtain your body mass index (BMI), online calculators like this one from the National Heart, Lung, and Blood Institute ask for your height and weight, run them through the standard formula, and generate your score. The last step is to find this number in the standardized ranges considered underweight, normal weight, overweight, or obese.

“Many healthcare professionals use the body mass index (BMI) for a quick approximation of most people’s health,” he explains. “All you need is the patient’s weight and height, and you can calculate this number.”

There are exceptions, however. “In particular, bodybuilders and other athletes can generate results that make it seem like they aren’t healthy, when in fact they’re in excellent condition,” Padron explains. “That’s because BMI doesn’t consider muscle mass, and muscle is more dense than fat. In addition, BMI doesn’t account for visceral fat being more dangerous than fat deposits elsewhere in the body.”

That’s why Padron cautions people not to make snap judgments based on BMI alone and to seek a more comprehensive view from healthcare professionals. “Factors like body composition, blood markers, and lifestyle need to be considered,” he explains, “which is one of the many reasons why we only offer individualized care at MD Exam.”

If your BMI falls in the overweight or obese categories, then it’s time to make a change. “Unfortunately, excess body weight means you could be developing major health problems that you otherwise wouldn’t,” Padron says. “Being overweight has also been associated with depression. In my experience, it can have a negative impact on self-esteem and even lead to the development of eating disorders.”

Luckily, groundbreaking new drugs have become available to help people recover their quality of life.

How Ozempic and Wegovy can help

According to Padron, pharmaceutical solutions like Ozempic and Wegovy can help most people achieve and sustain a healthy body mass. These medications reduce appetite and increase feelings of fullness, thereby enabling people to regulate their consumption better.

“One of the most important things our patients report is that they’re no longer tormented by cravings,” Padron says. “They find it easier to avoid overeating in the first place.”

In addition, Ozempic and Wegovy have been shown to decrease visceral fat — the dangerous kind of fat deposits. “The idea is to optimize health and well-being, not just lose weight,” Padron says. “We want to make sure you lose the right pounds. When you lose visceral fat and keep muscle, you are heading in the right direction and your body composition improves.”

In some rare cases, however, Ozempic and Wegovy aren’t effective. “Luckily, other interventions can be effective in those cases, such as Tirzepatide or classic weight-loss drugs,” Padron says.

Yet Padron emphasizes that weight-loss drugs alone are insufficient to achieve and sustain a healthy body mass.

Personalized, comprehensive support

“Just taking a pill won’t make pounds disappear,” Padron says. “To lose weight, it’s necessary to get real about your lifestyle and actually change your habits. If you haven’t been exercising, for instance, then it’s time to start getting up a little earlier and going for a morning walk. If you haven’t been eating well, then it’s time to stop buying soda and junk food.”

Easier said than done? “We know it’s hard,” Padron says. “That’s why our program takes support seriously. Our medical staff works with patients one-on-one to develop treatment plans that will work for them. We also provide coaching and connect patients to each other for mutual support and accountability. MD Exam is a community. People make friends for life on our platform.”

Lose weight, feel great

Obtaining a healthy body mass often leads to increased energy levels, improved mobility, and reduced joint pain. It can also help control chronic conditions like high blood pressure and sleep apnea, as well as forestall the development of preventable diseases. If that isn’t already enough, it can also boost patients’ self-confidence and mental health.

“Our patients experience an incredible feeling of accomplishment and empowerment,” Padron says. “Losing weight can be truly transformative. I can’t tell you how many people have told me their whole outlook on life has become more positive.”

For Padron, helping people lose weight is its own reward. “I love watching people shed their depression and come back to life,” he says. “This is the most rewarding work I can imagine.”

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