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Fake Memphis Associates Checks Arrive Just In Time for Election

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Memphis Associates personal finance and debt consolidation offers are bait and switch. Memphis Associates has begun flooding the market with debt consolidation and credit card relief offers in the mail with the website mymemphisassociates.com. The problem is that the terms and conditions are at the very least confusing, and possibly even suspect.

The interest rates are so low that you would have to have near-perfect credit to be approved for one of their offers. Best 2020 Reviews, the personal finance review site, has been following Memphis Associates, Tate Advisors, Plymouth Associates, Credit 9, Americor Funding, Safe Path Advisors, Silvertail Associates, etc.).

Best 2020 Reviews closely monitors personal loan offers, debt reduction, and credit card consolidation offers sent through direct mail to consumers.

For the 2020 US Election, finances in America will be a chief topic of discussion. Today, America and the rest of the world is in debt and sinking lower and lower due to the pandemic. More and more money is required for relief packages and people on welfare are bearing the brunt of it. However, will your vote impact your finances in the future? The short answer would be, yes. The person who wins will obviously impact how successful America is in getting back on its feet.

How Will the Result of the Election Impact Your Finances?

This US Election finances have been the topic of a lot of policy decisions for both candidates. If Donald Trump is re-elected, then there’s not likely to be any changes to the tax code. In 2017, the new tax cuts were introduced and they will probably stay. If Joe Biden wins then the Trump Tax Cuts of 2017 may be rolled back slightly or removed altogether. According to the Biden campaign website, anyone making less than $400,000 a year will not face any changes.

Also, Joe Biden has said that he would return the country’s top individual tax bracket back to 39.6%. On the corporate tax side, Biden would raise corporate tax from 21% to 28%. The rate was previously 35% before 2017.

This US Election finances are going to be a huge issue since most people are just scraping to get by and many are in need of some sort of credit card relief. Putting food on the table will actually be a huge issue this time around; more than it’s been for years. Not since the 2008 financial crash have things been this dire in recent memory.

However, consider this; the country is on an unsustainable fiscal path no matter who wins. The fact is that there are far more impactful things than the tax code on your future.  So listen closely to these facts.

The government takes in money every year in the form of taxes. If the amount taken in is less than which the government spends, then there will be a deficit. For 2020, the Congressional Budget Office has projected a federal budget deficit of $3.3 trillion. Hence, it means that the US government has spent $6.6 trillion while the budget was only half that. That’s triple the deficit that was recorded in 2019. That’s why this US Election finances have been such a hot topic.

Spending This Holiday Season

There are several things you should keep in mind while spending this holiday season. The COVID-19 pandemic has affected more than just businesses. Millions of people are on welfare and have lost their jobs. The average American carries thousands of dollars’ worth of debt already, hence spending this holiday season is most likely not an option.

Even if you have a considerable amount of money saved up, you should save it. There is no knowing how long the pandemic will last and how the stocks will go down. This US Election finances should be the only thing on your mind and holiday shopping should be postponed. If you don’t spend this holiday season, you’ll at least have a lot of money left over for food, medical bills, and education. If you do, then you’ll probably waste money on something that has very little utility besides the first month.

That doesn’t mean you should spend $0 of course. It just means you shouldn’t splurge. Morning Consult did a survey that showed that this US Election finances are extremely tight for Americans. 39% of those surveyed said that they planned to cut back on gift spending. This was due to the financial squeeze, of course, but also because in person gatherings have been shut down.

Even if somehow you do manage to see your relatives or friends during this time, there won’t be very many. You will likely be spending the holidays with your immediate family members or roommates. If you want to get them a gift or two, go ahead. However, think of a cheaper way to tell them you love them rather than getting that expensive watch or necklace.

Since this US Election finances will be extremely meager for most Americans, it’s important to remember this fact. Gifts that have experiences attached to them are often the most effective. Gifts that are related to your experiences with loved ones create the longest lasting happiness. During COVID-19, those experiences have been few and far between. Hence, getting your loved ones something sappy and sentimental may actually be the best thing for them.

You don’t even have to spend any money for this. You could design a small presentation on your computer or make a video that reminds them of the good times. Or you could spend a little money on a beautiful frame for a sentimental photograph.

Since this US Election finances are tight for everyone, you could just consider helping out as a gift. This doesn’t mean just help out grocery shopping, of course. However, you could help out your neighbors with a handyman job like fixing a pipe. Other odd jobs can including beefing up their computer or installing software or setting up a router. You could even help them put up a shelf or hang their television. Things like these will really speak to your loved ones and show them that you care.

At a time when money is scarce and people are really struggling, you don’t need to shower them with gifts. Just giving them support and showing them you care with small gestures can go a long way. This US Election finances will be one of the most pressing topics for any family. If you can make someone in your own or another family happy for a little while, that’ll be the best gift for them. It won’t cost much, but it’ll mean the world to them.

So remember to save, and spend only on what matters. This US Election finances will be ruling our every thought. That’s why we have to prepare for the worst.

The idea of Bigtime Daily landed this engineer cum journalist from a multi-national company to the digital avenue. Matthew brought life to this idea and rendered all that was necessary to create an interactive and attractive platform for the readers. Apart from managing the platform, he also contributes his expertise in business niche.

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Business

What to Look for in an Enterprise Webcasting Solution

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The modern workplace doesn’t stand still. Teams are global, employees are remote, and companies must communicate faster and at scale. That’s why enterprise webcasting has gone from a niche tool to an essential part of internal communication strategies.

Reliability is the starting point when broadcasting to hundreds or thousands of employees, stakeholders, or partners. The platform you choose needs to deliver more than a stable video feed; it must offer security, accessibility, scalability, and real engagement.

For enterprises navigating this decision, here’s what to consider before committing to a webcasting platform.

Scale and Performance Matter More Than You Think

It’s one thing to host a video call with your immediate team. It’s another to run a high-stakes webcast for your entire global workforce. Enterprise webcasting means reaching large, often geographically dispersed audiences, sometimes tens of thousands of people at once. And when that’s the case, performance isn’t negotiable.

Your platform should offer proven scalability with minimal lag, buffering, or outage risk. Many organizations underestimate the bandwidth and technical infrastructure needed to deliver seamless webcasting at scale. Look for solutions that utilize global content delivery networks (CDNs) and redundant systems to guarantee smooth streaming, regardless of your viewers’ location.

The reality is, your message only lands if the technology holds up under pressure.

Security Isn’t Optional

In a world of growing cyber risks and data privacy concerns, security must be front and center, especially for enterprise webcasts. Not every message is meant for public ears, from internal town halls to sensitive investor briefings.

Leading webcasting platforms provide enterprise-grade security features like encrypted streams, password protection, login authentication, and customizable access controls. Depending on your industry, you may also need to meet specific regulatory requirements for data protection and compliance.

Ultimately, your webcasting solution should provide peace of mind, knowing that confidential information stays where it belongs.

User Experience Makes or Breaks Engagement

Let’s face it: no one wants to wrestle with clunky software minutes before a big company update. The best webcasting platforms make life easy for both presenters and attendees.

Intuitive interfaces and simplified workflows reduce stress and help presenters focus on delivering the message. The process should be frictionless for attendees, with one-click access, mobile compatibility, and no need for complicated installations.

But accessibility isn’t just technical, it’s also about inclusivity. Your platform should offer features like captions, translations, or on-demand playback options to ensure your workforce can engage with the content.

Because if people can’t easily join or follow along, your webcast risks becoming background noise.

Engagement is More Than Just Showing Up

In enterprise settings, communication can’t be one-way. True engagement requires interaction.

Modern webcasting solutions offer features like real-time Q&A, live polls, and chat functions to turn passive viewers into active participants. These elements keep audiences focused and create opportunities for meaningful feedback.

Especially for company-wide meetings or virtual events covering important updates, giving employees a voice makes the experience feel collaborative, not just another broadcast.

Data and Insights Drive Improvement

One of the most overlooked aspects of enterprise webcasting is analytics. But without data, it’s impossible to measure success or spot opportunities for improvement.

Look for platforms that provide detailed reporting, including attendance metrics, engagement rates, audience locations, and performance benchmarks. Over time, these insights help refine your communication strategy, adjusting formats, reworking content, or targeting specific groups with follow-up resources.

The more visibility you have into how people interact with your webcasts, the better equipped you are to make those events impactful.

Flexibility for Different Event Types

Not all webcasts are created equal. Some are formal, high-production events with large audiences. Others are more casual, interactive sessions for smaller groups.

The platform you choose should give you the flexibility to manage both scenarios. Whether you’re hosting a polished executive briefing, a technical product demonstration, or a virtual town hall, the tools should scale to fit your needs, without requiring entirely different systems or workflows.

Many providers also offer managed services for high-profile events, giving you access to technical experts who handle the backend so your team can focus on the message.

Final Thoughts

Webcasting has become a critical tool for modern businesses, but choosing the right platform requires more than just comparing price tags. It’s about finding a solution that delivers reliability, security, engagement, and scalability while making the process simple for both your team and your audience.

With enterprise webcasting, companies can ensure their most important messages are delivered securely and at scale, whether to employees down the hall or stakeholders around the globe.

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