Lifestyle
3 Financial Gift Ideas That Will Benefit Your Child Now And Later
Watching your kids grow is one of the most exciting parts of parenthood. They will hit various milestones, such as going to their first dance and graduating from high school. You will probably have high hopes for their futures, but you’ll also realize that challenges await them as well.
Many of those challenges could be of a financial nature. When they’re in their late teens or early twenties, it’s hard to tell whether your kids will be looking at the pros and cons of consolidating credit card debt or raking in the earnings from a world-changing invention or entrepreneurial pursuit.
Assuming your child is not independently wealthy very early on in life, there are some financial gifts you might consider giving them that could help them a great deal. Let’s look at three of those right now.
1. Roth IRA Contributions
A Roth IRA is a retirement account that some companies will set up for their workers. The designation “Roth” means that the account’s owner pays taxes on the contributions before they contribute, instead of during the account’s distribution when the owner reaches retirement age.
If your adult child gets a job where their employer offers them a Roth IRA, it would benefit them to take it. A company will often match funds that your child puts into the account up to a certain point.
However, you can also contribute to that IRA, if you’re in a financial position to do so. Like your child’s employer, you might agree to match their contributions. That’s one way you can help your child prepare for their eventual retirement.
2. Stock
You might also consider buying stock for your child. If you start doing this for them at a young age, it’s a way you can teach them about the market’s potential risks and rewards. You could buy a stock for them in which they have a personal interest, such as Nintendo or Disney.
Stocks can be pretty pricey, so you might buy your child a portion of a stock instead of a whole one. Maybe when their birthday rolls around, you might offer them either the choice of a new toy or a percentage of a stock. Make sure you explain to them the inherent risks and potential rewards.
3. A Piggy Bank
Teaching your child about saving is something you can start doing when they’re very young. You might give them an allowance along with a money jar or piggy bank where they can keep their savings.
If they want something that’s on the more expensive side, you can explain to them that if they save up for a few weeks, they should be able to afford it. They can put this teaching to good use in later years if they want a video game system, a high-end TV, or something else for their college dorm or first apartment.
Financial Gifts Can Help Your Child
It can be hard to help your child reach maturity if you fail to teach them some financial basics. Giving them stock for their birthday or a holiday is one way to begin teaching them about the market, which they will probably want to invest in when they start a portfolio at some point.
Giving them a piggy bank is something you can do when they are very young, so they’ll start learning about the benefits of saving for a larger purchase. When they’re a little older, you can help contribute to their Roth IRA.
Remember that a child will watch what you do, and if you demonstrate financial responsibility, it’s likely your young one will follow in your footsteps one day.
Lifestyle
The Future of Education Through Patricia Vlad’s Eyes
The traditional systems that once defined learning, rigid curricula, standardized testing, and a narrow focus on academic performance, are increasingly being questioned. And why is that?
Starting in the 1880s, thinkers like John Dewey advocated for a shift in teaching methods, leading to the rise of progressive education. Unlike traditional models that emphasize rote learning and job preparation, progressive education puts students at the center of the learning experience. Changemakers like Patricia Vlad also believe that hands-on, experiential learning is the key to deeper understanding. This approach prioritizes critical thinking, curiosity, and personal passions, encouraging students to become lifelong learners who actively engage with new ideas and problem-solving. Schools and parents that embrace this model focus not just on what students need to know but on how they can continue to grow and adapt throughout their lives.
As the world changes, so do the skills, knowledge, and adaptability students need to succeed. The future of education is about personalization, inclusivity, emotional intelligence, and meaningful learning experiences.
With years of global teaching experience, Patricia has seen firsthand how different education systems approach learning. She believes that the future of education must embrace neuroscience, technology, and self-awareness to create a system that is not just efficient but also empowering for students.
“Education should be about more than just passing tests. It should equip students with the skills to navigate life, understand their strengths, and feel empowered in their learning journey,” Patricia emphasizes.
The Future Belongs to the Emotionally Intelligent
Unlike technical skills that may become obsolete with automation, EI – our ability to understand and manage emotions, build relationships, and navigate challenges, remains uniquely human. It plays a crucial role in self-awareness, resilience, effective communication, helping individuals excel in both personal and professional life.
When it comes to EQ, think of it like this: Kids with strong emotional intelligence are better at handling stress, resolving conflicts, and overcoming challenges. Studies suggest that EQ is a stronger predictor of long-term success than IQ. And let’s be real, no matter how advanced AI gets, it will never replace the depth and impact of human connection.
How LevelUp Cultivates Emotional Intelligence Through Patricia’s Coaching
1. Learning Will Be Personalized and Strength-Based
Instead of forcing students to fit into a system, education will be tailored to each child’s learning style, strengths, and interests. Neuroscience-backed methods – such as learning based on attention spans, emotional regulation, and brain development research – will be used to create adaptive learning environments, allowing students to progress at their own pace.
Through tools like LevelUp, which incorporates the Big Five Personality Model, teachers and parents will have a better understanding of a child’s cognitive profile, enabling them to offer more personalized support.
2. Emotional Intelligence Will Be a Core Part of Learning
The future classroom won’t just cover maths, science, history, or even language – it will also focus on self-awareness, empathy, and social skills. As research shows language doesn’t just communicate thought; it actively shapes it. The intentional use of language can influence how the brain processes emotion, memory, and social connection – making it a powerful tool for developing emotional intelligence.
LevelUp integrates EI into its framework, ensuring students not only understand themselves better but also build confidence, manage stress, and develop strong interpersonal skills.
3. Education Will Be More Interdisciplinary
The future of learning will move away from isolated subjects and toward interdisciplinary education, where concepts from different fields are connected and applied to real-world problems.
For example, students might blend neuroscience with psychology to understand learning processes or combine technology and art to develop creative solutions.
4. Technology Will Support, Not Supplant Human Connection
In the classroom of the future, meaningful engagement between students and teachers will remain at the heart of learning. Peer collaboration, hands-on projects, and real-time feedback from teachers will continue to be irreplaceable elements of education.
Technology will play a supporting role enhancing, rather than dominating, the learning process.
Whether through gamified modules, virtual simulation, or adaptive platforms, tools like LevelUp will be used intentionally to deepen understanding and personalize feedback, always in service of human connection, not as a substitute for it.
5. Schools, Parents, and Students Will Work Together
Education won’t be confined to the classroom. Parents will play a bigger role in guiding their children’s learning, using tools like LevelUp to track progress, support emotional development, and encourage curiosity at home.
By strengthening the parent-child-teacher connection, education will become a team effort, ensuring every student receives the support they need to reach their full potential.
A Future Built on Empowerment
By combining neuroscience, technology, and emotional intelligence, Patricia is helping to reshape education into something that prepares students not just for exams, but for life itself.
A truly effective education system values each student’s creativity and passions—not just their ability to recall information. Instead of just delivering information and expecting rote memorization for test scores, teachers encourage active, hands-on learning through projects, experiments, and peer collaboration. This approach allows students to explore topics that genuinely interest them, making learning more engaging, meaningful, and personal.
The LevelUp platform, developed under Patricia’s leadership, is contributing to a growing shift toward education that is rooted in self-awareness and real-world readiness. Additionally, emotional intelligence is a core part of learning, not an afterthought.
One story that sticks with Patricia is that of a student named Ethan, who had always been labelled “distracted” in class. His teachers described him as bright but inconsistent, often zoning out or fidgeting during lessons. When his LevelUp profile revealed high reactivity and strong openness, a new picture emerged: Ethan wasn’t disengaged—he was overwhelmed by too much information at once and thrived when topics were explored through hands-on, creative activities.
With this insight, his teacher began breaking tasks into smaller steps and introducing art and building projects tied to the curriculum. For the first time, Ethan started raising his hand during class and even stayed back after school to show his work. “We’d been trying to ‘fix’ him when all we needed was to understand him,” his teacher later shared.
It was a small shift, but for Ethan, it changed everything.
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