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Emergency loans can be the Answer to the Financial Crunch During the COVID-19 Crisis

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Everyone thought that 2020 was going to be their year, but that wasn’t the case. The COVID-19 Pandemic had different plans in store. Most of the countries have been under lockdown since the coronavirus crossed the borders and traveled across countries.

Schools, offices, courthouses, restaurants, parlors, and gyms are closed. Even though people are happy to spend time at home, it is started to affect them financially. The world economy doesn’t look so good and is crippled, to be honest. In this dire financial situation, people are worried about paying their bills.

Many have lost their jobs, and many haven’t received salaries. There have been salary cuts as well. People are struggling to make ends meet after being out of work for months. Nobody has any idea when the lockdown will ease, and things will go back to normal. Until then, everyone is to stay home and stay safe.

Under these circumstances, there are ways in which people can deal with the financial crisis. The state and the federal government are doing everything in their power to provide relief to anyone who is suffering from financial hardship due to the lockdown.

People who had been wise as to open an emergency fund can use that money to go through these tough times. One can also ask their bank or credit union whether they have borrowing options available.

Creditors also have provisions for customers during hardships. And some are even offering bad credit loans guaranteed approval to help in these times. They can temporarily reduce your interest rate or payment amount, or pause your payment. If this does not work out, then you can get a credit card with a 0% annual percentage rate so that you can avoid the unnecessary interest.

The last resort is taking emergency loans. You can always borrow money from family, but it can create an unnecessary rift. There are many lenders out there who can offer you with emergency loans, no matter how small or big.

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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World

Five Benefits of Studying Disaster Management

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Are you concerned about helping your fellow human beings, especially when they most need it? The pictures and news about floods, earthquakes, and other disasters are horrendous. Even worse is seeing the people in those areas deprived of the basic necessities of life. If you’re ready to help limit the negative impacts of such disasters, now is the best time to prepare!

A disaster management degree is one of the best ways to achieve this purpose. It will lead to a career choice that is very demanding but potentially very rewarding as well. 

As a disaster management worker, you will help people most affected by disasters. You will also help disaster-prone groups to prepare and plan for future emergencies. Overall, one can say that this is a specialized area with specific requirements. You require both practical experience and academic qualifications to advance in this field. 

However, is disaster management a suitable career? There are a few factors that influence the desirability of any career path. Personal growth, career growth, self-satisfaction, and a reasonable expected salary are all essential considerations. Without further ado, here’s a look at some of the motivations for studying disaster management:

1. Your Work is to Help People

Most people see the effect of disasters on their screens and question why go into disaster management? And you might be one of them now. But a disaster management degree helps you reach out to the affected people more effectively. Yes, everyone can send in donations, prayers, and other forms of aid. However, managing the relief campaigns and actively assisting victims is much more gratifying. This reward alone answers the question. 

Helping victims gain some footing again

When a disaster strikes, many people can lose everything they have. They might not have their homes, loved ones, and means of living anymore. A disaster management worker can directly do a lot for such victims. 

Their degree and experience can help people restore their lives to normalcy. Distributing food and other essentials is just one step. After that, disaster management also helps victims get some source of livelihood, shelter, and whatever they need to piece their life back together. Such efforts also go a long way in assisting victims to recover emotionally from a disaster.

2. It Counts as Highly Skilled Work

If you start working in disaster management with a relevant degree, you are a highly skilled worker. Here are a few reasons why this is so:

  • You are required to complete formal qualifications, along with technical training sessions
  • This career path appreciates technical skills as well as experience
  • Disaster management requires a high skill level that not everyone can achieve

What are the advantages of a highly skilled career? 

The main advantages of such a career, including disaster management, include:

  • Further opportunities due to one’s technical knowledge and expertise
  • Enhanced experiences while working
  • Better pay than many other career paths
  • A feeling of satisfaction due to doing something worthwhile

3. An Exciting Path

Working within a crisis or inside a disaster zone is dangerous but exciting. There might be a lot of chaos sometimes, with extremely changeable situations. 

It can also be very difficult to respond to disasters, so you might have to work on adrenaline half the time. It’s all very demanding, but an adventurous soul will probably relish the experiences. 

Not everyone is not a perfect fit for this line of work. The stress and demands can get too much at times, adversely affecting the mental health of many workers. If you relish the idea of helping those in need no matter what, make sure to take a break when you need it.

4. Working in Different Locations

Getting stuck in a dead-end job is no fun. When you get a qualification in disaster management, your career will certainly not be boring. 

Among other factors, one reason for this is that disaster management takes its workers to several different locations. You might visit a metropolitan city one day and a completely rural setting the next. Some disaster management careers might even take you out of your home country. It won’t be a vacation, but you will get exposure to many different cultures, lifestyles, work methods, and much more. Overall, you’ll probably get a rich and fulfilling experience that’s rare in any career choice. 

5. Chances of Growth

With disaster management as your career choice, you have a lot of room for growth. This sector includes large industries operating all over the globe and in all kinds of settings. Many companies and teams always search for a qualified, sincere individual who wants to work in this line. 

If you start at the bottom of the disaster management sector, you may get support and lower-level positions first. It is the perfect time to learn all you can and gain experience within the field. 

As you grow within this sector, you can get better qualifications and experience in the technical areas. Eventually, you can rise in the field and start working on different projects.

If you work smartly, you don’t have to get stuck at a certain point in your disaster management career. You can work on the most well-known natural disasters as they happen or focus on lesser-known disasters and build your niche.

Conclusion

Studying disaster management and following a subsequent career might create a great path for many people. The education and experience here will show you how to help people in the worst situations. That path alone can make an individual feel satisfied and happy with their choices.

A disaster management degree will also put you in the highly skilled job category. It usually pays well, with some growth prospects to sweeten the pot. This career may also allow you to travel and get experience in new places. Overall, it seems like studying disaster management can be an exciting and sensible career option. If the above discussion seems interesting, why not check out some relevant courses today?

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