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Engel & Völkers 30A Beaches Announces the Sale of 106 Camp Creek Point and Why the Florida Market is Expanding More Than Ever

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The Emerald Coast has seen an influx of buyers, leading to the rapid sale of this high-dollar gulf front listing.

 With the COVID-19 pandemic still prohibiting many offices from returning to normal, more and more employees continue to work remotely. The ability to work remotely from anywhere in the US has buyers choosing the Emerald Coast for a more laid-back lifestyle with impeccable scenery.

This surge in out of state buyers has caused the Florida market to become extremely competitive and properties are selling for record prices in record timing. The smaller town feel of Santa Rosa Beach combined with the incredible luxury property available, is refreshing for buyers coming from larger metropolitan areas.

While it’s normal in this climate for properties to leave the market in a swift manner, it’s not typical for listings such as 106 Camp Creek Point, given the price range.

About 106 Camp Creek Point

The fully furnished Nantucket Cape-style home of 106 Camp Creek Point sits on the white sands of Florida’s rarest dune lake ecosystems, Camp Creek Lake. The beachfront dream home has four bedrooms and four and a half baths and is constructed from the finest materials. A combination of sophistication, practicality and comfort, this home will provide its owners a dreamy and restful escape on the coast.

As you enter, you’ll find high-end finishes, including impeccable oak floors by Seashore Flooring and pine stained ceilings. There is direct access to the garage/storage and an ever-coveted elevator. The first floor boasts 3 spacious ensuite bedrooms. The second floor has a private media room with theater seating, 85″ Samsung TV and custom cabinets, half bath, living area with a stunning stone fireplace. The living and dining area flow seamlessly to a massive and impressively thought-out chef kitchen. Adjacent to the kitchen, you will find the laundry room with an expansive butler’s pantry.

The exterior spaces include a two car garage with massive storage behind it that leads out to the rear porches and the beach.

“This listing was such a treat for us. Flawless design and impeccable construction. From the flooring to the roof and siding material, 106 made our life easy. We wish every seller and listing was this smooth. The seller at 106 came prepared and had her home ready to sell from the moment we stepped in.  This was simply a textbook listing that we were very proud to represent,” says Bobby Johnson, Real Estate Advisor with Engel & Völkers 30A Beaches.

About Engel & Völkers

Founded in 1977 in Hamburg, Germany, Engel & Völkers is one of the world’s leading service companies specialized in the brokerage of premium residential property, commercial real estate, yachts and aircraft. Based in over 800 locations in total, Engel & Völkers offers both private and institutional clients a professionally tailored range of services.

The company is currently operating in over 30 countries on five continents. With 961 shops worldwide, and 239 shops operating in the United States, Engel & Völkers has a global reach that other firms do not.

If you are also looking to move to the Emerald Coast, don’t wait to buy your dream property. Learn more about Engel & Völkers 30A Beaches and the sale of this listing here.

 

 

Rosario is from New York and has worked with leading companies like Microsoft as a copy-writer in the past. Now he spends his time writing for readers of BigtimeDaily.com

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Business

High Volume, High Value: The Business Logic Behind Black Banx’s Growth

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In fintech, success no longer hinges on legacy prestige or brick-and-mortar branches—it’s about speed, scale, and precision. Black Banx, under the leadership of founder and CEO Michael Gastauer, has exemplified this model, turning its high-volume approach into high-value results. 

The company’s Q1 2025 performance tells the story: $1.6 billion in pre-tax profit, $4.3 billion in revenue, and 9 million new customers added, bringing its total customer base to 78 million across 180+ countries.

But behind the numbers lies a carefully calibrated business model built for exponential growth. Here’s how Black Banx’s strategy of scale is redefining what profitable banking looks like in the digital age.

Scaling at Speed: Why Volume Matters

Unlike traditional banks, which often focus on deepening relationships with a limited set of customers, Black Banx thrives on breadth and transactional frequency. Its digital infrastructure supports onboarding millions of users instantly, with zero physical presence required. Customers can open accounts within minutes and transact across 28 fiat currencies and 2 cryptocurrencies (Bitcoin and Ethereum) from anywhere in the world.

Each customer interaction—whether it’s a cross-border transfer, crypto exchange, or FX transaction—feeds directly into Black Banx’s revenue engine. At scale, these micro-interactions yield macro results.

Real-Time, Global Payments at the Core

One of Black Banx’s most powerful value propositions is real-time cross-border payments. By enabling instant fund transfers across currencies and countries, the platform removes the frictions associated with SWIFT-based systems and legacy banking networks.

This service, used by individuals and businesses alike, generates:

  • Volume-based revenue from transaction fees
  • Exchange spreads on currency conversion
  • Premium service income from business clients managing international payroll or vendor payments

With operations in underserved regions like Africa, South Asia, and Latin America, Black Banx is not only increasing volume—it’s tapping into fast-growing financial ecosystems overlooked by legacy banks.

The Flywheel Effect of Crypto Integration

Crypto capabilities have added another dimension to the company’s high-volume model. As of Q1 2025, 20% of all Black Banx transactions involved cryptocurrency, including:

  • Crypto-to-fiat and fiat-to-crypto exchanges
  • Crypto deposits and withdrawals
  • Payments using Bitcoin or Ethereum

The crypto integration attracts both retail users and blockchain-native businesses, enabling them to:

  • Access traditional banking rails
  • Convert assets seamlessly
  • Operate with lower transaction fees than those found in standard financial systems

By being one of the few regulated platforms offering full banking and crypto support, Black Banx is monetizing the convergence of two financial worlds.

Optimized for Operational Efficiency

High volume is only profitable when costs are contained—and Black Banx has engineered its operations to be lean from day one. With a cost-to-income ratio of just 63% in Q1 2025, it operates significantly more efficiently than most global banks.

Key enablers of this cost efficiency include:

  • AI-driven compliance and customer support
  • Cloud-native architecture
  • Automated onboarding and KYC processes
  • Digital-only servicing without expensive physical infrastructure

The outcome is a platform that not only scales, but does so without sacrificing margin—each new customer contributes to profit rather than diluting it.

Business Clients: The Value Multiplier

While Black Banx’s massive customer base is largely consumer-driven, its business clients are high-value accelerators. From SMEs and startups to crypto firms and global freelancers, businesses use Black Banx for:

  • International transactions
  • Multi-currency payroll
  • Crypto-fiat settlements
  • Supplier payments and invoicing

These clients tend to:

  • Transact more frequently
  • Use a broader range of services
  • Generate significantly higher revenue per user

Moreover, Black Banx’s API integrations and tailored enterprise solutions lock in these clients for the long term, reinforcing predictable and scalable growth.

Monetizing the Ecosystem, Not Just the Account

The genius of Black Banx’s model is that it monetizes not just accounts, but entire customer journeys. A user might:

  • Onboard in minutes
  • Deposit funds from a crypto wallet
  • Exchange currencies
  • Pay an overseas vendor
  • Withdraw to a local bank account

Each of these actions touches a different monetization lever—FX spread, transaction fee, crypto conversion, or premium service charge. With 78 million customers doing variations of this at global scale, the cumulative financial impact becomes immense.

Strategic Expansion, Not Blind Growth

Unlike many fintechs that chase customer acquisition without a clear monetization path, Black Banx aligns its growth with strategic market opportunities. Its expansion into underbanked and high-demand markets ensures that:

  • Customer acquisition costs stay low
  • Services meet genuine needs (e.g., cross-border income, crypto access)
  • Revenue per user grows over time

It’s not just about acquiring more customers—it’s about acquiring the right customers, in the right markets, with the right needs.

The Future Belongs to Scalable Banking

Black Banx’s ability to transform high-volume engagement into high-value profitability is more than just a fintech success—it’s a signal of what the future of banking looks like. In a world where agility, efficiency, and inclusion define competitive advantage, Black Banx has created a blueprint for digital banking dominance.

With $1.6 billion in quarterly profit, nearly 80 million users, and services that span the globe and the blockchain, the company is no longer just scaling—it’s compounding. Each new user, each transaction, and each feature builds upon the last.

This is not the story of a bank growing.

This is the story of a bank accelerating.

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