Business

Kevin Kellogg, The Man With A Vision

Published

4 years ago

December 23, 2021

Nothing is unstoppable like a vision accompanied by a God-given determination to succeed, and Kevin Kellogg is consistently proving this point. At the age of 13, he already had a clear view of what his future should look like, and he put every ounce of his energy into reaching his goals. His first was to pay for his own car by the time he was 16, and he immediately set out to make that a reality. From mowing lawns and pulling weeds to painting houses, Kevin did every odd job he could get his hands on, living by a lesson that his father had taught him: “If you’re going to do something, do it right. Always look at your work when you’re done and make sure you didn’t miss anything. Your work has your name on it.”

With this in mind, Kevin plunged into early entrepreneurship. His exceptional work soon drew the attention of a local rental owner known as “Mr. Music”. Although Mr. Music was simply looking for Kevin to mow his lawn, it didn’t take long before Kevin was doing all sorts of maintenance on Mr. Music’s rentals. Through this time, a firm bond formed between the two of them, and Mr. Music soon became a huge part of Kevin’s life. The gentleman not only taught Kevin how to drive, but also how to properly care for his properties.

Thanks to odd jobs, a large amount of them for Mr. Music, Kevin was able to buy and restore his first car by the time he was 16, just like he had planned. Although he experienced satisfaction from a completed mission, he immediately began work on a new goal. Kevin wanted financial freedom. If he needed something, he didn’t want money to be an issue. Knowing already that it would be a long road, he started working at the local Publix supermarket while he was still in school, and, after graduation, turned this opportunity into a full time commitment. But it wasn’t enough that he was working for wages, Kevin knew he wanted to do more. He was an exemplary worker, and became a natural candidate for management positions. By the time he was 21, he was working as 2^nd Assistant Manager, and, not long after, was promoted to Assistant Manager. Still, Kevin continued to push forward, aspiring to take on full store management. He strived to learn every aspect of the business in every department. In a short time, Kevin received the promotion he had worked for, and became the youngest store manager in the district. As always, Kevin put his heart into his new position. Refusing to be anything but the best, he consistently enrolled in professional and personal development courses. His achievements quickly began to stack up, and, by the time he retired from store management after 27 years of service, he had opened and organized two new stores for Publix, and was featured in multiple publications discussing the difference he had made in those around him. From coaching and mentoring store associates to serving on the boards of charities, Kevin truly made a difference.

Although he was overseeing approximately $17 million in annual sales and 150 support staff, Kevin knew he wasn’t done. His time working for Mr. Music had put a fire into him for real estate, and he hadn’t abandoned the thought of one day working in the field. When he retired from store management, it wasn’t to relax, it was to pursue his long term plan of a real estate career.

During the next two years, though, troubles arose for Kevin Kellogg. Just as he was looking to begin this new chapter in his life, the stock market crashed, and, along with it, the housing market. In spite of these events, Kevin didn’t focus on how hard it could be to start in a bad market, he focused on his vision. He knew that when things are at the bottom, there’s only one direction they can go: up. So he began climbing. Along with beginning his education, he took on a full time job at Merit Electronics, where he put his management skills to use once again. While spending his days at the store and taking real estate courses, he also began working as a real estate sales associate during weekends and evenings. During his first, very busy year, Kevin managed to help Merit Electronics achieve ISO 9001:2008 compliance, as well as successfully close five real estate transactions.

Part of Kevin’s plan was to work at several different real estate organizations so he could learn varying approaches to the real estate business. During the next few years, along with his continued full time position at Merit Electronics, Kevin worked in multiple different real estate offices, and closed 4 to 5 transactions per year. It was at this time that a local broker approached Kevin with a job offer, and he gratefully accepted.

Kevin, as always, excelled. He was given ten properties to manage, which he grew to thirty within the year. He consistently brought in clients and finalized transactions, but his vision wasn’t quite fulfilled yet. This point was driven home one day, when, after he had closed four real estate deals in a single month, the owner of his company said, “Good job, Kellogg, now go and get me some more.” Although it was meant to be encouraging, it solidified in Kevin that he couldn’t be happy working for someone else. He needed to start his own company.

In 2013, Kevin met Ramona, his future wife. Their first date consisted of sitting on a beach and discussing their values and visions, and they immediately began to formulate a plan for starting their own realty company. Ramona said, “Tell you what, you do the deals, and I’ll do the paperwork.”

Ten months later they were married, and had begun work on Logical Choice Realty Group. Kevin was constantly educating himself and taking classes while also working tirelessly to build their new company. He began to enroll other business members to manage investments and rental properties as well as real estate sales, and, in 2016, quit working for other offices. He was finally set to focus on his own dream. During their first full year of business – 2017 – LCRG closed 17 real estate transactions and was managing over 100 investment properties, and they are currently still growing. Even now, as a successful business owner and an author of a bestselling book, Kevin truly believes that the best is yet to come, and he won’t stop working until he’s achieved exactly what he sees as the best in both professional and personal life. This, no doubt, is obvious to his clients, who receive only the best in customer service, and, just as importantly, investment and real estate options that are devised exactly the same way Kevin lived his whole life: with a will to make a difference in the lives around him, a definite vision, and a plan to make success happen.

Logical Choice Realty Group has a passion for their community, and loves serving and giving back. They are heavily involved in charity groups and humanitarian efforts, and believe in investing in children, who are the future.

To learn more about the accomplishments of this exceptional man and his company, visit: https://kevinlkellogg.com

For more information on Logical Choice Realty Group, visit the company website:

https://logicalchoicerealtygroup.com/

Business

Remote Professionals Getting More Value for Their Work Thanks to Borderless Banking

Published

19 hours ago

July 10, 2025

Matthew Wiles

Not too long ago, the idea of working remotely from an island in Thailand or a co-working space in Berlin sounded like the kind of fantasy only tech moguls or backpacking freelancers could afford.

Fast forward to today, and it’s as good as a global reality. Millions of professionals have cut the cord from traditional office life in exchange for flexibility, freedom, and a work-life balance that fits their personal rhythm and not their employer’s timezone.

However, as remote work has reshaped how people earn a living, it’s also pointed out the existing limits to most of the world’s financial systems. Traditional banking simply wasn’t built for a workforce that’s always on the move, operating in multiple currencies, and getting paid across borders.

Thankfully, that’s where borderless banking like Black Banx have proven vital, and has quietly transformed the way money is managed for people vacationing and working overseas alike.

The Rise of the Remote Work Economy

Remote work isn’t just a pandemic-era trend that faded with Zoom fatigue—it’s become a defining feature of the modern workforce. A recent survey revealed that over 39% of Gen Z and Millennials planned to live and work abroad for extended periods this year, many staying six months or more in a single location. That’s beyond a short trip, and can be considered as good as a sabbatical with a substantial lifestyle shift.

According to recent estimates, the digital nomad economy now also contributes as much as US$787 billion annually to the global economy. And this isn’t just entry-level gig work. A third of digital nomads earn between US$100,000 and US$250,000, while another third take in US$50,000 to US$100,000 annually.

It is indeed evident that the manner in which many make a living has changed. Unfortunately, most financial systems haven’t kept up.

Where Traditional Banks Are Still Falling Short

For those who have ever tried to open a bank account abroad or receive payment from a foreign client, they already know the drill: the paperwork is endless, delays are frustrating, and the fees? So much to do, even for the smallest amounts of money.

Just to name few of the hurdles remote workers still face with conventional banking:

Account setup restrictions: Need proof of residence, tax IDs, or a local job offer—things many digital nomads simply don’t have.
Slow international transfers: Payments can take days to process, which is a nightmare when rent’s due.
High foreign exchange fees: Currency conversions often come with steep, hidden costs.
Limited multi-currency support: Most banks still force users to operate in a single currency, making financial planning chaotic at best.

And perhaps most tellingly, many banks have digitized their operations but haven’t personalized their services. According to Accenture’s 2025 Banking Trends Report, while digital transformation has improved efficiency, it often sacrifices the customer experience. That’s not great news for people who live outside the lines.

Borderless Banking for Professionals Across the Globe

The concept of borderless banking goes far beyond wiring money internationally. Fundamentally, it’s also about being able to eliminate the friction between people and their money, no matter where they are in the world, and maintaining an ecosystem where geography, bureaucracy, and currency don’t stand in the way of financial freedom.

A working example of this is Black Banx, a Toronto-based fintech founded by German billionaire Michael Gastauer. Since launching globally in 2015, it has grown to serve over 78 million clients in 180+ countries as of Q1 2025, proof that people take to digital banking solutions when it is accessible, affordable, and is useful in just about any locale.

In the first three months of this year, Black Banx had also earned US$4.3 billion in revenue and US$1.6 billion in pre-tax profit, more than double from the same quarter the previous year and showing it has consistently delivered tangible value to global customers—remote professionals included

How Borderless Banking Maximizes Value for Remote Workers

1. Instant Account Access—No Strings Attached

The times of hunting down local branches or collecting endless documents just to open an account are finished. With borderless banks, users can open an account in minutes using just a photo ID—no proof of address or income required. That’s a lifesaver for anyone living outside their passport country or hopping from one location to another.

2. Multi-Currency Mastery

Managing money in multiple currencies used to mean juggling several accounts—or worse, losing money on conversions. Borderless platforms like Black Banx support 28 FIAT currencies and allow real-time currency conversions at competitive rates. That means remote workers can:

Invoice clients in one currency
Spend or save in another
Hedge against local currency fluctuations
Avoid excessive conversion fees altogether

3. Seamless, Real-Time Global Payments

Getting paid late, or paying others late, isn’t just inconvenient; it can damage relationships and disrupt your cash flow. With real-time payment support, remote workers can receive funds instantly, no matter where their clients are. This is particularly valuable for freelancers and entrepreneurs juggling multiple contracts across time zones.

Plus, bulk payment features and API integration streamline processes for those running teams or businesses.

4. Built-In Crypto Options

It isn’t surprising that many digital nomads are already deep into crypto. Whether it’s for investment, faster transactions, or avoiding traditional finance red tape, crypto is becoming essential.

Since 2016, Black Banx has allowed users to send, receive, and convert crypto (like BTC and ETH) within their accounts. That integration saves users from having to manage separate crypto wallets, and adds another layer of flexibility to their financial toolkit.

5. Secure Transactions

Remote workers often log in to work from cafés, coworking spaces, and airports, to name a few. Of course, this flexibility of being able to work almost anywhere should never come at the cost of security. Borderless banks like Black Banx use end-to-end encryption, AI fraud detection, and two-factor authentication to keep accounts safe from risky elements.

Financial Freedom, Not Just Convenience

Perhaps the most overlooked benefit of borderless banking is the freedom it provides. Not just to access money, but to fully participate in the global economy. For millions of professionals in underbanked regions like Africa, Latin America, Southeast Asia, borderless banking has become a gateway to financial inclusion and a way to take on opportunities that typically wouldn’t be available to them if not remote.

By removing barriers to entry, platforms like Black Banx empower underserved individuals to both take control of their finances and increase their earning power by working with companies from higher paying markets. This democratization of finance isn’t just good for individuals, it’s good for the global economy as a whole.

As Black Banx CEO Michael Gastauer put it: “Our multi-currency solutions enable businesses to tap into global talent without worrying about payment complexities. We make cross-border transactions as seamless as local ones.”

The Road Ahead

By 2030, the number of digital nomads worldwide is expected to soar past 60 million, according to the Forbes Technology Council. That means tens of millions of workers will be navigating foreign currencies, time zones, and financial systems—all while expecting the same seamless experience they’d get at home.

Indeed, remote professionals aren’t just looking for places to work—they’re looking for systems that work for them. In a lifestyle built on flexibility, traditional banking is proving too rigid, too slow, and too expensive.

Borderless banking services like those offered by the likes of Black Banx, on the other hand, offer exactly what today’s global workforce needs: instant access, multi-currency support, real-time payments, crypto integration, and enterprise-level security—all in a streamlined experience.