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New Mexico Homebuilders Group Supports Mandatory New-Home Warranty

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MEXICO CITY – Raising the concerns over warranty of new homes in New Mexico, homebuilders demands the inclusion of 2-10 homebuyers warranties. The motive of this move is to give a guarantee for homeowners on various grounds on new homes. Currently, there is no guarantee for new homes in the state of New Mexico, and if the legislation proposed by the New Mexico Home Builders Association get approved by the governor of the state.

Currently, home builders and constructors face legal actions if there is any defect discovered in the new homes. After the passing of this legislation, the matter will only be left between customers and builders instead of involving courts in such matters. The Home Warranty Act is presented in House Bill 632 and it is sponsored by Rep. Patricio Ruiloba, D-Albuquerque. It was introduced on Feb. 14 and sent to the House Commerce & Economic Development Committee.

The proposed bill contains warranty in three components and would be known as “2-10 warranty.” And once it is approved, this would come under the jurisdiction of the New Mexico Superintendent of Insurance. The third party home construction warranty companies would provide the warranties and it would be paid for by builders without charging any additional cost to homeowners. New Jersey Home Warranty is one example among the 10 states which has already enacted this law.

Gary W. Moselle, a California attorney specializing in the state-specific construction contacts said that this would be a unique act to be implemented among the 50 states. This would not charge any additional amount to homeowners. Also, it would be possible to address construction deficiencies more appropriately. After this act, builders will get the right to inspect the shortcomings and defects in the construction work.

Jenny is one of the oldest contributors of Bigtime Daily with a unique perspective of the world events. She aims to empower the readers with delivery of apt factual analysis of various news pieces from around the World.

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World

5 Common Personal Injury Case Types You Ought to Know

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If you have ever been in a car accident or suffered a trip, slip, or fall incident, you know the end result can be weeks, months, or years of pain and suffering. As you seek to get back to full health, or at least to something close to normal, you’ll want to know what help is available to you.  

The good news is that recourse is available should you suffer a personal injury due to another person’s negligence. But you’ll need the help of a personal injury lawyer to, first, determine if you have grounds to pursue a case and, second, build a solid case on your behalf.

You might be surprised to learn about the different kinds of personal injury cases recognized by law. 

According to the National Safety Council, there were 62 million injuries and almost a quarter of a million preventable deaths in 2021. So, severe mishaps happen more often than you might think. 

Keep reading to see five common types of personal injury cases to know about.

  1. Motor Vehicle Accidents

The National Safety Council notes that there were 5.4 million medically consulted injuries due to motor vehicle mishaps in 2021, and the total costs for motor vehicle injuries were estimated at $498.3 billion. Costs include things like wages and productivity losses, administrative expenses, medical expenses, employer costs, and motor vehicle property damage. 

If you’re involved in a car accident, the injuries sustained can be substantial. You’ll be fortunate if you’re left unscathed or perhaps with a few minor bumps and bruises. But severe injuries are an unfortunate possibility as well. 

Another thing to remember about motor vehicle incidents is that it’s not just about drivers on the road — pedestrians, too, can file personal injury claims. Of the 1.3 million or so people who die each year in vehicle accidents worldwide, around half of them are pedestrians, motorcyclists, and cyclists. 

  1. Slip, Trip, and Fall Accidents

Did you know that one out of four Americans who are over 65 years old suffer a fall annually? Owners of private residences and public establishments are required to ensure their properties don’t present safety hazards to others. But falls don’t just occur when people are out and about. They often occur in the workplace. 

In fact, slips and falls are the main reason for lost work days. And falls are the cause of over 8 million hospital emergency room visits each year.

  1. Dog Bite Accidents

You might be surprised to hear that about 4.5 million people in the U.S. are bitten each year by dogs. Of that amount, around 800,000 people have to pursue medical attention after a dog bite. If a dog bites you, the costs could add up when you consider hospital visits, doctor appointments, and time off work.

  1. Workplace Accidents

Many personal injury accidents take place when people are on the job. In such instances, you’ll need to file a workers’ compensation claim. Filers won’t have to prove that their employer was at fault, but they’re unable to sue for non-economic damages like pain and suffering under the workers’ compensation system. 

A personal injury lawyer can, however, launch legal action outside of workers’ compensation to sue for non-economic damages you’re entitled to.

  1. Product Liability Accidents

Another type of personal injury case involves product liability situations. If someone suffers an injury due to a consumer product deemed to be dangerous, a product liability case is possible. To prove such a case, you have to show there was a manufacturing defect, design defect, or inadequate warnings detailing the product’s dangers. 

It’s also vital to know that a case can be launched by someone who, while injured by the product, didn’t buy the product. 

These are five of the most common types of personal injury cases. If you’re injured and want to find out if you have a case, the best thing you can do is contact a personal injury lawyer. You can book a consultation and determine whether you have a case and the best course of action.

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