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Plan Now for Your Senior Lifestyle

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In the past, aging meant retiring from your job, slowing down and perhaps spending your remaining days playing with your grandchildren. Now aging looks very different, and many people may continue working because they choose to, or go on to lead active lives even in retirement, traveling, volunteering and participating in senior sporting events. If you envision this for yourself, there are things you can do now to lay the groundwork.

Save for Retirement

You should save as much as you can toward retirement. This should include maxing out your workplace retirement fund, and you may want to look into other investments as well. Even if you plan to continue working into your 70s, you don’t want to have to do so as a matter of financial necessity. Thinking now about the kind of lifestyle you plan to lead as you get older will help you better plan how much money you will need.

Install a Home Elevator

It might sound like a big step, and with any luck you’ll be sprinting up steps well into old age. However, it is not unusual for even healthy seniors to struggle with knee problems or other mobility issues, even if only temporarily. Having an elevator can help ensure your independence and make it easier to manage if you have a short- or long-term period of needing to use a wheelchair, crutches or a cane to get around. The process of installing residential elevators that improve your lifestyle only takes a day, and it can be done in many different types of homes.

Stay Mentally and Physically Active

If you don’t want to slow down, you don’t have to. Staying both mentally and physically engaged will help you as you age. This could be the chance to take classes, pursue hobbies or nurture talents you never had time for when you were working and raising a family. Grandma Moses did not even begin painting until she was in her 70s, and there are still debut novelists who are 60 and older. Some people might feel negatively about aging, but keep in mind that while you might not have the reflexes or the physical strength that you did in your youth, other qualities replace this, including a lifetime of valuable experience and a mature understanding of the world.

Make Connections

Not everyone is an extrovert, but humans are social animals, and having at least a few social connections is important, including as you age. Ideally, you can make these connections with people of different ages. Get involved in your community and activities that you love. This can be particularly helpful once you retire since some people may feel lost and lose their sense of belonging when they are not going to work every day. If you largely prefer the company of animals or plants to people, check out opportunities at your local dog or cat rescue, which often need people who can foster pets for adoption, or contact your local botanical garden to see if they need volunteers.

Michelle has been a part of the journey ever since Bigtime Daily started. As a strong learner and passionate writer, she contributes her editing skills for the news agency. She also jots down intellectual pieces from categories such as science and health.

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Lifestyle

Derik Fay: The Quiet Architect of Impact-First Entrepreneurship

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In an era where noise often overshadows results, Derik Fay is quietly shaping a different kind of legacy — one built not on showmanship, but on undeniable substance. For more than two decades, Fay has engineered the rise of over 30 companies across industries as diverse as real estate, technology, healthcare, and entertainment. Yet his name rarely leads headlines — not because he hasn’t earned it, but because he never needed it to validate his success.

Growing up in Rhode Island, Fay learned early that the world rarely hands out opportunity; it must be seized, created, and multiplied. While many of his peers pursued traditional paths, he took a risk that would define the rest of his life: at just 22, he founded 3F Management, a venture firm with an entirely different mission — to build companies that would outlast trends, outperform markets, and, most importantly, out-impact their competition.

Instead of obsessing over short-term wins, Fay approached entrepreneurship like a craftsman. Much like Henry Ford, who famously said, “A business that makes nothing but money is a poor business,” Fay built companies that weren’t just profitable — they were purposeful. Every venture was designed to create real, sustainable value, both for shareholders and for the communities they served.

Through his relentless focus on structure and leadership, Fay’s ecosystem of businesses now touches thousands of lives daily — from employees finding new opportunities to entrepreneurs gaining the mentorship they never had before. But unlike typical moguls who boast about headcounts, Fay views every job created as a ripple in a larger mission: empowering individuals to write better futures for themselves.

Where others have scaled fast and crashed harder, Fay’s model thrives on foundations few are patient enough to build anymore. His method is slower, smarter, and almost surgical: find what others overlook, fix what others fear, and grow what others abandoned too early. It’s this principle that led him to not just build companies — but to resurrect them, reimagine them, and sometimes even walk away if the mission no longer aligned with the impact he envisioned.

Fay’s philosophy extends far beyond boardrooms. Philanthropy isn’t a checkbox at the end of his success story — it’s embedded into the way he scales. His ventures are built with giving back written into their DNA, from local community initiatives to broader mentorship platforms that help emerging entrepreneurs get their first real shot at success. His life’s work is proof that wealth and generosity are not mutually exclusive — they are, in fact, essential partners.

Today, while newer generations of entrepreneurs hustle for likes and magazine covers, Fay’s name is whispered in rooms where real power moves. His reputation — built quietly but relentlessly — is that of a man who delivers, builds, and elevates without the need for public validation.

In a business world increasingly built on spectacle, Derik Fay reminds us that the most lasting legacies are forged not in the glare of the spotlight, but in the thousands of lives changed quietly along the way.

For more insights into Derik Fay’s ventures and philanthropic efforts, visit www.derikfay.com and follow him on Instagram @derikfay

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