Lifestyle
Top 6 Investments for Your Child’s Future
If you’re looking to give your child a head start in life, there’s no better way than investing in their future with some wise choices. From saving for a college education to teaching them the importance of financial literacy, there are plenty of ways to help them gain the skills they need for successful adulthood. Here are six great investments you can make now that will provide dividends in the future:
Financial Literacy
Financial literacy is a critical skill that will remain valuable for life, and you should start teaching your child as early as possible. Not only can this help them understand basic concepts such as budgeting, saving, and responsible spending habits, but it can also increase their confidence when dealing with their finances. Encourage your children to save a portion of the money they receive, and show them how to make smart investments, such as opening up a savings account.
Positive Role Models
The people your kids look up greatly influence their lives, especially during their formative years. That’s why it’s crucial to be a good role model and surround them with positive role models who embody values such as honesty, hard work, and integrity which your children can learn from or aspire to emulate. This includes friends, family members, teachers, and mentors. Exposing your children to such people can help them broaden their horizons and see the world differently.
A Good Education
Investing in your child’s educational journey from elementary school to college will open doors to careers and opportunities they may not have had before. To save your child from the debt that comes with post-secondary education in Canada, start early and put into an RESP (Registered Education Savings Plan). This is a special type of investment account specifically designed to save for college expenses. It is essential to understand the structure and features of the plan and how it works to maximize your savings.
Quality Family Time
Set aside family time and special activities such as cooking, playing board games, or taking nature walks. This allows your children to bond with each other and explore the world around them. Investing in quality family time will provide endless opportunities for growth, learning, and development, setting your children up for a bright future. Spending time with your little ones will also create lasting memories that will stay with them forever. It will also teach them valuable skills such as communication and conflict resolution.
Life Insurance
Investing in life insurance ensures your child’s future financial security. Not only will it protect them in case something unexpected happens, but it can also be used as an investment tool if you opt for the right policy. With the right plan, you can maximize the money your child will receive by providing them with a secure financial future should anything happen to you or your partner.
Mental Health Support
Life isn’t always easy; sometimes, your kids need extra help navigating life’s journey’s ups and downs. Mental health support takes many forms, from therapy sessions with psychologists or psychiatrists to mindfulness techniques like meditation. Supporting children during difficult times allows them to process emotions more effectively so they are better prepared for adulthood when life throws curveballs. With the rise of mental health issues in today’s society, it is vital to invest in your child’s mental health and ensure they have the right support system.
These are just a few top investments you can make for your child’s future. Whatever strategies you choose, remember that each has its benefits, from immediate gratification to long-term financial security. Investing in your child’s future will give them the skills and resources they need to live a successful, fulfilling life.
Lifestyle
Helping Women Over 40: Jeanette Fritsch’s Transformational Program
By: Andi Stark
For many women, the onset of their 40s marks the beginning of a range of physiological changes. Symptoms like insomnia, memory issues, mood swings, and joint pain often arrive years before the commonly recognized signs of menopause.
Jeanette Fritsch, a well-aging expert, believes these issues stem from complex hormonal shifts and lifestyle factors rather than simply aging. Her SRB&B® (Stop, Reset, Build & Balance) method aims to provide solutions by addressing these hormonal interactions holistically. Through years of research, Fritsch has identified a pattern that reshapes common perceptions about midlife health. “The hormonal journey for women is not a disease or a phase to endure; it’s a complex biological transition that requires education and support,” she explains.
Her SRB&B® method is designed to help women understand and manage this transition by balancing hormones naturally rather than solely relying on medication or conventional therapies.
Expanding Competence in Midlife Health
Despite the growth of the wellness industry, many health professionals report feeling unprepared to support clients over 40, especially when it comes to hormonal health. The Global Wellness Institute reports that wellness coaching is expanding by 7.7% annually, but fewer than 10% of coaches feel they have adequate training in hormone-related health. This gap leaves many individuals underserved and often forces them to rely on general advice that may not fully address their needs.
Fritsch’s program fills this void by providing a structured, science-backed curriculum for health professionals, from coaches to medical practitioners. Her certification program equips professionals to understand and work with the hormonal dynamics that influence stress, metabolism, and emotional well-being. It challenges the traditional wellness model, which often assumes all clients can follow the same fitness and nutrition advice regardless of age and hormonal state.
“Many fitness and wellness programs simply don’t consider that women over 40 have different needs,” Fritsch notes. “Ignoring these differences can lead to programs that do more harm than good.”
The Science Behind SRB&B®: How Hormones Influence Health
The SRB&B® method is not a conventional wellness program but a targeted approach Fritsch developed after years of research and personal experience. Her four-step model—Stop, Reset, Build, and Balance—focuses on the HPAT hormonal axis, a network of glands that includes the hypothalamus, pituitary, adrenals, and thyroid. This system is important in maintaining hormonal balance, impacting everything from metabolism and sleep to mood and cognition.
The SRB&B® method aims to “repair” and restore the body’s natural balance by targeting this axis. The process goes beyond addressing individual symptoms; it seeks to improve the hormonal interactions contributing to midlife health challenges. According to journal studies like The Lancet, integrating lifestyle adjustments with hormonal health knowledge can reduce the severity of age-related symptoms. Fritsch’s clients, for instance, report improvements ranging from weight loss and clearer mental function to better sleep.
Fritsch’s certification program for coaches and practitioners provides in-depth education on these biochemical processes, with the goal of creating a network of certified SRB&B® practitioners. “There’s so much to understand about how hormones affect the body,” says Fritsch. “We can’t treat them in isolation without looking at how everything interacts.”
A New Model for Corporate Wellness
Fritsch has also adapted her program for corporate wellness, focusing on the aging workforce and the challenges associated with midlife health issues in high-stress environments. Research from the Harvard Business Review reveals that companies investing in wellness programs see improvements in productivity and employee retention. However, most wellness programs focus on mental resilience, neglecting the physical and hormonal aspects that can impact performance.
Fritsch created a corporate offering that provides companies with resources to support their employees as they navigate these changes. Her program includes targeted support for senior staff, who often experience stress and burnout related to hormonal changes that could be managed with the right knowledge and tools.
“Many executives are under the impression that exhaustion and burnout are just a part of getting older,” Fritsch says. “The truth is, there are underlying hormonal factors that, if addressed, can improve not just quality of life but also work performance.”
Expanding Access to Midlife Wellness
One of Fritsch’s long-term goals is to establish a global network of SRB&B® certified practitioners to provide more accessible, specialized support. Her program is open to many professionals, including fitness trainers, nutritionists, therapists, and even medical doctors. Practitioners who complete the certification gain an understanding of midlife health challenges that they can integrate into their practice.
This approach has already gained traction in Europe, where Fritsch’s certification program has begun to address the rising demand for midlife wellness support. Her next step is to expand to the U.S. and U.K., two markets with increasing awareness of midlife health issues but limited specialized services. A 2023 study indicated a shortage of nearly 170,000 certified health coaches in the U.S., with demand growing as more individuals seek support for age-related health concerns.
“There’s incredible untapped potential here,” Fritsch says. “When women—and men—learn how to work with their bodies instead of against them, the results are transformative.”
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